Albany County and Guilderland Town property record for 2004 Oaktree Ln, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,314 sqft Living Area |
| Lot Size | 82,267 sqft (1.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $324,300 (2016) |
| Tax Bill | $8,318.00 (2025) |
| Primary APN | 013089 28.19-2-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,314 sqft Living Area |
| 1st Floor | 1,126 sqft 1st Floor |
| 2nd Floor | 1,188 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 82,267 sqft (1.88 acres) |
| Depth X Width | 290 ft x 283 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Pool Area | 512 sqft Pool |
| Porch Area | 600 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 02801900020310000000 |
|---|---|
| Street Address | 2004 OAKTREE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD STATE ACRES LOT 5 |
| Legal Subdivision | OLD STATE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.19-2-31
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 OAKTREE LN, SCHENECTADY, NY 12303-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jun 17, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CAPITAL COMMUNICATIONS FCU |
| Aug 06, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2016 · Amount on Record |
| Deed Sale | Oct 04, 2016 · Amount on Record |
| Deed Doc Number | 201622739 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 0031070297 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2004 OAKTREE LN, SCHENECTADY, NY 12303-3504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 28042042004 OAKTREE LANE, SCHENECTADY, NY 12303 |
| Document Number | 0000008066 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | R2021-18066 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2004 OAKTREE LN, SCHENECTADY, NY 12303-3504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2004 OAKTREE LN, SCHENECTADY, NY 12303-3504 |
| Document Number | 0000008067 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | R2021-18067 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2004 OAKTREE LN, SCHENECTADY, NY 12303-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015803 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | R2019-15803 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2020 |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 18% |
| Index | 1-Year CMT |
| Max Rate | 18% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,318.00 (-0.3%) | $346,000 (-) Land $69,000 Building $277,000 | $461,333 (+13.33%) Land $92,000 Building $369,333 |
| 2023 | $346,000 (-) Land $69,000 Building $277,000 | $407,059 (+7.06%) Land $81,177 Building $325,882 | |
| 2022 | $346,000 Land $69,000 Building $277,000 | $380,220 Land $75,824 Building $304,396 | |
| 2021 | $8,343.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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