Pasco County property record for 20111 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,592 sqft · built 2003 |
| Lot Size | 0.662 acres (28,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (Jul 2024) |
| Tax Bill | $8,024 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-18-0000-00800-0010 |
| Primary APN | 26-26-18-0000-00800-0010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,692 sqft |
| Upper Floors Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,827 sqft (0.662 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 713 sqft |
| Deck Area | 800 sqft |
| Patio Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20111 LEONARD RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | THE NORTH 388.5 FT OF SOUTH 418.5 FT OF SW1/4 OF SW1/4 OF SW1/4 LESS THE WEST 585.8 FT THEREOF THE NORTH 25.0 FT SUBJECT TO EASEMENT FOR INGRESS & EGRESS |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | ACREAGE |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 31605 |
20111 Leonard Rd is owned and occupied by two individuals who bought it in July 2024.
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP |
| Mar 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2019 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP |
| Nov 15, 2018 | Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Feb 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on File |
| Deed Sale | Jul 26, 2024 · Amount on File |
| Prior Sale | Nov 15, 2018 · Amount on File |
| Deed Document Number | 2024132127 |
| Deed Book / Page | 11052 / 3468 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0098180856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Document Number | 0104460709 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 10446/709 |
| Instrument | 2021204358 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095163236 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 9516/3236 |
| Instrument | 2017045601 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096662217 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 9666/2217 |
| Instrument | 2018011253 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099620652 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 9962/0652 |
| Instrument | 2019144427 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 15, 2018 |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Document Number | 0098180841 |
| Book / Page | 9818 / 0841 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018192894 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | STAR TITLE PARTNERS OF TAMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10701 N SEMINOLE AVE, 10701, TAMPA, FL 33612-6714 |
| Name | Verified Name |
|---|---|
| Address | 20111 LEONARD RD, LAKE PANASOFFKEE, FL 33538 |
| Document Number | 2018192895 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018192895 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 9, 2017 |
| Property Address | 20111 LEONARD RD, LUTZ, FL 33558-8346 |
| Document Number | 0094942350 |
| Book / Page | 009494 / 002350 |
| Instrument Date | Feb 29, 2016 |
| Instrument | 18066 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20111 LEONARD RD LUTZ FL 335588346, LUTZ, FL 33558-8346 |
The 2025 property tax bill for 20111 Leonard Rd was $8,024, down 7.9% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,263 (-1.5%) Land $29,790 Building $468,473 | $498,263 (-1.5%) Land $29,790 Building $468,473 | |
| 2025 | $8,024.00 (-7.88%) | $505,866 Land $29,790 Building $476,076 | $505,866 Land $29,790 Building $476,076 |
| 2024 | $8,710.00 (+1,012.39%) | ||
| 2023 | $783.00 (-8.42%) Additional exemption filed | $193,180 (+3%) Land $18,270 Building $174,910 | $414,553 (+21.64%) Land $18,270 Building $396,283 |
| 2022 | $855.00 Homeowner's exemption | $187,560 Land $15,870 Building $171,690 | $340,809 Land $15,870 Building $324,939 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20111 Leonard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20111 Leonard Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINDA LAKE GROVES private · serves 283 people · EPA ID FL6511076 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures