20046 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 20046 Leonard Rd, Lutz, FL 33558

Property Summary

Property TypeMobile Home
Details2 ba · 1,664 sqft · built 1994
Lot Size1 acres (43,564 sqft)
Owner2 Individual Names on File
Last Sale$27,500 (Feb 1990)
Tax Bill$794 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN35-26-18-0090-00000-0030

Property Details

APN / Parcel Number

Primary APN35-26-18-0090-00000-0030
Alternative APNs
  • 1826350090000000030
  • 1092601

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Living Area
Gross Area2,088 sqft
1st Floor Area1,664 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Roof TypeGable
Roof MaterialMetal
Lot Area43,564 sqft (1 acres)
View / LotWater

Exterior Amenities

PorchFinished/Screened Porch
Porch Area424 sqft
Deck Area300 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1092601
Old Parcel Number1826350090000000030
Street Address20046 LEONARD RD
CityLUTZ
StateFL
Zip33558-5165
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code00AR
Legal DescriptionALTO FARMS SUBDIVISION PB 27 PG 64-65 LOT 3 OR 1880 PG 1229
Legal Range18E
Legal Township26S
Legal Section35
Legal SubdivisionALTO FARMS SUBDIVISION
Legal Tract90
Legal Lot Number3
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2028
Census Tract31605

Owner

20046 Leonard Rd, a mobile home, is owned and occupied by two individuals who bought it in February 1990.

Source: Pasco County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address20046 LEONARD RD, LUTZ, FL 33558-5165
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1990 · Amount on File
Deed SaleFeb 1, 1990 · Amount on File
Deed Document Number0018801229
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address20046 LEONARD RD, LUTZ, FL 33558-5165
Document Number0095183820
Book / Page009518 / 003820
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedApr 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20046 LEONARD RD LUTZ FL 335585165, LUTZ, FL 33558-5165

Mortgage

Document Number0095183820
DateApr 3, 2017
Book Page009518/003820
Instrument48027
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 2, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20046 Leonard Rd was $794 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$794.00 Homeowner's exemption$75,920 Land $41,870 Building $34,050$89,936 Land $41,870 Building $48,066
2023$756.00 (+9.88%) Additional exemption filed$71,640 (+2.99%) Land $39,909 Building $31,731$80,043 (+3.36%) Land $39,909 Building $40,134
2022$688.00 Homeowner's exemption$69,560 Land $39,909 Building $29,651$77,441 Land $39,909 Building $37,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20046 Leonard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation65.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20046 Leonard Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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