20139 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 20139 Leonard Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1980
Lot Size	0.316 acres (13,750 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2016)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-26-18-0050-00000-0140`

Property Details

APN / Parcel Number

Primary APN	`26-26-18-0050-00000-0140`
Alternative APNs	`1826260050000000140` `1048104`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,786 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,750 sqft (0.316 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20139 LEONARD RD
City	LUTZ
State	FL
Zip	33558-5192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	UNREC PLAT OF SE1/4 OF SW1/4 OF SW1/4 TH PARCEL 14 FURTHER DESC AS FOLLOWS;NORTH 100 FT OF SOUTH 130 FT OF EAST 137.50 FT OF WEST 267.50 FT OF SE1/4 OF SW1/4 OF SW1/4 SUBJECT TO AN EASEMENT FOR INGRESS & EGRESS OVER & ACROSS THE EAST 7.50 FT THEREOF
Legal Range	18E
Legal Township	26S
Legal Section	26
Legal Subdivision	UNREC PLAT OF SE1/4 OF SW1/4 OF SW1/4
Legal Tract	50
Legal Lot Number	14
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2002
Census Tract	31605

Owner

20139 Leonard Rd is owned and occupied by an individual who bought it in January 2016.

Source: Pasco County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	20139 LEONARD RD, LUTZ, FL 33558-5192
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2016 · Amount on File
Deed Sale	Jan 5, 2016 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	20161148
Deed Book / Page	9307 / 282
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0000209351
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	20139 LEONARD RD, LUTZ, FL 33558-5192
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20139 LEONARD RD, LUTZ, FL 33558-5192

Mortgage

Document Number	0108130848
Date	May 5, 2023
Book Page	10813/848
Instrument	2023080473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	363 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20139 Leonard Rd was $2,342 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,540 (+2.7%)	$261,665 (+2.57%) Land $29,275 Building $232,390
2025	$2,342.00 Homeowner's exemption	$168,010 Land $29,275 Building $138,735	$255,101 Land $29,275 Building $225,826
2023	$2,187.00 (+11.81%) Additional exemption filed	$158,530 (+3%) Land $22,863 Building $135,667	$216,285 (+22.28%) Land $22,863 Building $193,422
2022	$1,956.00 Homeowner's exemption	$153,920 Land $19,038 Building $134,882	$176,883 Land $19,038 Building $157,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20139 Leonard Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20139 Leonard Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDA LAKE GROVES private · serves 283 people · EPA ID FL6511076
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20