2002 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 2002 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 2021
Lot Size0.396 acres (17,250 sqft)
OwnerOwner Name on Record
Last Sale$130,000 (Sep 2009)
Tax Bill$6,250 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16119-010-000

Property Details

APN / Parcel Number

Primary APN16119-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units3 Units
Stories1 Story
Building Area1,215 sqft Heated Area
Gross Area1,293 sqft
1st Floor Area3,115 sqft
2nd Floor Area1,332 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,250 sqft (0.396 acres)
Lot Dimensions115 ft deep x 150 ft wide
DrivewayDriveway
Driveway Area360 sqft

Exterior Amenities

PorchPorch
Porch Area475 sqft
Patio Area360 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address2002 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-4624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERMAN'S 2ND ADD. 105A4 N 113.5' OF LOTS 1,2,3 BLK G LESS 16119-040-000
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionSHERMANS
Legal BlockG
Legal Lot Number1-3 2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1017
Census Tract1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2023 NAVY BLVD, PANAMA CITY BEACH, FL 32408-5813

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2009 · Amount on Record
Deed SaleSep 10, 2009 · Amount on Record
Deed Document Number2009051770
Deed Book / Page3183 / 0887
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2002 E 8TH ST, PANAMA CITY, FL 32401-4624
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 E 8TH ST A, A, PANAMA CITY, FL 32401-4624

Mortgage

Document Number0043701777
DateMar 3, 2021
Book Page4370/1777
Instrument2021015149
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,250.00 (+2.29%)$424,461 (+10.84%) Land $44,362 Building $380,099$424,461 (+10.84%) Land $44,362 Building $380,099
2023$6,110.00 (+17.16%)$382,951 (+10.06%) Land $30,030 Building $352,921$382,951 (+10.06%) Land $30,030 Building $352,921
2022$5,215.00$347,939 Land $27,982 Building $319,957$347,939 Land $27,982 Building $319,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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