Hamilton County property record for 2010 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,210 sqft · built 1925 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Company Name on File |
| Last Sale | $502,000 (Apr 2017) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O X 006 |
| Primary APN | 146O X 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077585 |
|---|---|
| Street Address | 2010 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LOT 9 BLK 3 SPRING GROVE ADDN PB 2 PG 6 |
| Legal Subdivision | SPRING GROVE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 951 S WATKINS ST, CHATTANOOGA, TN 37404-3831 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 27, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Aug 2, 2002 · Amount on Record |
| Deed Document Number | 2017208 |
| Deed Book / Page | 11020 / 494 |
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 0000000203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 27, 2022 |
| Property Address | 2010 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Document Number | 0000000203 |
| Book / Page | 12937 / 122 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022042700203 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 W 17TH ST, CHATTANOOGA, TN 37408-1125 |
| Document Number | 0129370125 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 12937-0125 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 90 Months |
| Due | Oct 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 10, 2017 |
| Property Address | 2010 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Document Number | 0000000208 |
| Book / Page | 011020 / 000494 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 208 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 243 SOUTHWOOD DR PANAMA CITY FL 324054905, PANAMA CITY, FL 32405-4905 |
| Document Number | 209 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 011020/000496 |
| Instrument | 209 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 9, 2022 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 (+14.59%) | $67,950 (+69.14%) | $271,800 (+69.14%) Land $70,000 Building $201,800 |
| 2024 | $898.00 | $40,175 (-) | $160,700 (-) Land $40,000 Building $120,700 |
| 2023 | $898.00 (+95.64%) | $40,175 (+95.74%) | $160,700 (+95.74%) Land $40,000 Building $120,700 |
| 2022 | $459.00 | $20,525 | $82,100 Land $40,000 Building $42,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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