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2009 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2009 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,632 sqft · built 2019
Lot Size0.152 acres (6,625 sqft)
Owner2 Individual Names on Record
Last Sale$308,000 (Jan 2020)
Tax Bill$1,862 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN146O W 039

Property Details

APN / Parcel Number

Primary APN146O W 039
Alternative APN
  • 0000077575

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area1,041 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,625 sqft (0.152 acres)
Lot Dimensions125 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077575
Street Address2009 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 10 BLK 4 SPRING GROVE ADDN PB 2 PG 6
Legal SubdivisionSPRING GROVE ADDN
Legal Block4
Legal Lot Number10
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2027
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2009 E 12TH ST, CHATTANOOGA, TN 37404-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Jan 6, 2020Warranty Deed, Transfer · Conventional Mortgage
REGIONS MTG
Nov 15, 2017Warranty Deed, Transfer
CHATTANOOGA FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Deed Document Number2020010600257
Deed Book / Page11870 / 535
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2009 E 12TH ST, CHATTANOOGA, TN 37404-4404
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000259
DateMar 23, 2021
Book Page12412/74
Instrument2021032300259
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 6, 2020
Property Address2009 E 12TH ST, CHATTANOOGA, TN 37404-4404
Document Number0106000257
Book / Page011870 / 000535
Instrument DateJan 3, 2020
Instrument200106000257
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyCHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2009 E 12TH ST CHATTANOOGA TN 374044404, CHATTANOOGA, TN 37404-4404

Mortgage

Document Number106000258
DateJan 6, 2020
Book Page011870/000538
Instrument200106000258
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 5, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 15, 2017
Property Address2009 E 12TH ST, CHATTANOOGA, TN 37404-4404
Document Number0000000060
Book / Page011204 / 000262
Instrument DateNov 14, 2017
Instrument60
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC

Transaction

AmountAmount Recorded
Tax$62.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 E 12TH ST CHATTANOOGA TN 374044404, CHATTANOOGA, TN 37404-4404

Mortgage

Document Number61
DateNov 15, 2017
Book Page011204/000264
Instrument61
Lender
NameCHATTANOOGA FUNDING LLC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (+9.59%)$122,900 (+61.76%)$491,600 (+61.76%) Land $70,000 Building $421,600
2024$1,699.00$75,975 (-)$303,900 (-) Land $40,000 Building $263,900
2023$1,699.00$75,975 (-)$303,900 (-) Land $40,000 Building $263,900
2022$1,699.00$75,975$303,900 Land $40,000 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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