20109 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20109 Oneals Pl, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,520 sqft · built 2017
Lot Size0.099 acres (4,305 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jun 2021)
Tax Bill$3,810 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-048000

Property Details

APN / Parcel Number

Primary APN18-048000
Alternative APN
  • 048000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,520 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,305 sqft (0.099 acres)
Garage TypeMixed
Garage Area380 sqft
Parking Spaces1 Parking Space
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number048000
Street Address20109 ONEALS PL
CityHAGERSTOWN
StateMD
Zip21742-6803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 128 0.099 AC 20109 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE
Legal PhaseIIB
Legal Lot Number128
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jun 8, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
PNC BANK NA
Jun 13, 2017Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 20, 2017Grant Deed, Subdivision Related Transfer
INTEGRITY HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleJun 13, 2017 · Amount on Record
Deed Book / Page6656 / 49
Prior Transfer DateMar 16, 2018
Prior Transfer Doc0057680072
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJun 10, 2021
Property Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0066560049
Book / Page6656 / 49
Map ReferencePL 10352&10353
Instrument DateJun 9, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyLEGACYHOUSE TITLE, LEGACY HOUSE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000665655
DateJun 10, 2021
Instrument6656/55
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateJun 8, 2018
Property Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0057680072
Book / Page5768 / 0072
Map ReferencePL10352-10353
Instrument DateMar 16, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNATIONAL LINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803

Mortgage

Document Number0000576877
DateJun 8, 2018
Instrument5768/77
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2048

June 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJun 13, 2017
Property Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0055220176
Book / Page5522 / 0176
Map ReferencePL10352-10353
Instrument DateMay 31, 2017
Instrument5522-0176
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2021
Title CompanyKEYSTONE TITLE SETTLEMENT SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,459.76
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803

Mortgage

Document Number55220181
DateJun 13, 2017
Instrument5522-0181
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 20, 2017
Property Address20109 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0054210366
Book / Page005421 / 000366
Instrument DateDec 29, 2016
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2017
Title CompanyKEYSTONE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803
InvestorPossibly a Property Investor

Mortgage

Document Number54210388
DateJan 20, 2017
Book Page005421/000388
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
AmountAmount Recorded
Term360 Months
DueJan 19, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,400 (+5.82%)$410,800 (-) Land $50,000 Building $360,800
2025$3,810.00 (+6.19%)$368,000 (+14.86%)$410,800 (+18.52%) Land $50,000 Building $360,800
2024$3,588.00 (+7.68%)
2023$3,332.00$320,400$346,600 Land $50,000 Building $296,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Schurz Communications
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband Fiber Holding
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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