Washington County property record for 20108 Oneals Pl, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,520 sqft · built 2017 |
| Lot Size | 0.097 acres (4,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2022) |
| Tax Bill | $3,258 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-047950 |
| Primary APN | 18-047950 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Total Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,205 sqft (0.097 acres) |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 047950 |
|---|---|
| Street Address | 20108 ONEALS PL |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-6801 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-PU |
| Legal Description | LOT 123 0.097 AC 20108 ONEALS PLACE ROSEWOOD VILLAGE PH IIB |
| Legal Subdivision | ROSEWOOD VILLAGE |
| Legal Phase | IIB |
| Legal Lot Number | 123 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11204 |
Source: Washington County assessment roll, APN 18-047950, as of August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed, Transfer OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 21, 2020 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 20, 2017 | Grant Deed, Subdivision Related Transfer INTEGRITY HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 12, 2022 |
| Property Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Document Number | 0070820103 |
| Book / Page | 7082 / 103 |
| Map Reference | PL 10352-10353 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067630373 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 6763/373 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 21, 2020 |
| Property Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Document Number | 0063080381 |
| Book / Page | 6308 / 381 |
| Map Reference | PL 10352&10353 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3037 GATEHOUSE CT, 3037, OLNEY, MD 20832-3026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Document Number | 0006308387 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 6308/387 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 20, 2017 |
| Property Address | 20108 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Document Number | 0054210366 |
| Book / Page | 005421 / 000366 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | KEYSTONE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803 |
| Investor | Possibly a Property Investor |
| Document Number | 54210388 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 005421/000388 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Washington County assessment roll as of August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,600 (+5.37%) | $348,500 (-) Land $50,000 Building $298,500 | |
| 2025 | $3,258.00 (+9.22%) | $314,700 (+9.72%) | $348,500 (+17.02%) Land $50,000 Building $298,500 |
| 2023 | $2,983.00 | $286,833 | $297,800 Land $50,000 Building $247,800 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), as of August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430112043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 142 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System, water system MD0210010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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