20105 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20105 Oneals Pl, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,496 sqft · built 2017
Lot Size0.065 acres (2,831 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2021)
Tax Bill$3,148 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-047985

Property Details

APN / Parcel Number

Primary APN18-047985
Alternative APN
  • 047985

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,496 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,831 sqft (0.065 acres)
Garage TypeMixed
Garage Area190 sqft
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number047985
Street Address20105 ONEALS PL
CityHAGERSTOWN
StateMD
Zip21742-6803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 126 0.065 AC 20105 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE
Legal PhaseIIB
Legal Lot Number126
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

20105 Oneals Pl, a townhouse, is owned and occupied by an individual who bought it in November 2021.

Source: Washington County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20105 ONEALS PL, HAGERSTOWN, MD 21742-6803
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 20, 2017Deed, Subdivision Related Transfer · VA Mortgage
INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Prior SaleJan 20, 2017 · Amount on File
Deed Book / Page6843 / 6
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateNov 24, 2021
Property Address20105 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0068430006
Book / Page6843 / 6
Map ReferencePL 10352-10353
Instrument DateNov 17, 2021
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20105 ONEALS PL, HAGERSTOWN, MD 21742-6803

Mortgage

Document Number0000684311
DateNov 24, 2021
Instrument6843/11
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

January 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJan 20, 2017
Property Address20105 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0054210316
Book / Page5421 / 0316
Instrument DateDec 28, 2016
Instrument5421-0316
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2022
Title CompanyKEYSTONE TITLE SETTLEMENT SV

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0054210321
DateJan 20, 2017
Instrument5421-0321
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20105 Oneals Pl was $3,148 with a homeowner's exemption, up 5.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,148.00 (+5.25%) Homeowner's exemption$319,433 (+7.2%)$340,900 (-) Land $50,000 Building $290,900
2025$2,991.00 Homeowner's exemption$297,967$340,900 Land $50,000 Building $290,900
2023$2,714.00$261,000$276,500 Land $50,000 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20105 Oneals Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20105 Oneals Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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