20108 Stone Pine Cir, Lutz, FL 33558 Property Records

Pasco County property record for 20108 Stone Pine Cir, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,115 sqft · built 2020
Lot Size	0.189 acres (8,244 sqft)
Owner	2 Individual Names on File
Last Sale	$357,200 (Sep 2020)
Tax Bill	$8,159 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-26-18-0120-00900-0190`

Property Details

APN / Parcel Number

Primary APN	`34-26-18-0120-00900-0190`
Alternative APN	`4183250`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,115 sqft Living Area
Gross Area	2,934 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,244 sqft (0.189 acres)
Garage Area	609 sqft
Porch	Finished/Screened Porch
Porch Area	168 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4183250
Street Address	20108 STONE PINE CIR
City	LUTZ
State	FL
Zip	33558-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MORSANI PHASE 3B PB 80 PG 6 BLOCK 9 LOT 19
Legal Range	18E
Legal Township	26S
Legal Section	34
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Phase	3B
Legal Tract	120
Legal Block	9
Legal Lot Number	19
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2028
Census Tract	31605

Owner

20108 Stone Pine Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20108 STONE PINE CIR, LUTZ, FL 33558-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Deed Document Number	0101693672
Deed Book / Page	10169 / 3672
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Sep 2, 2020
Property Address	20108 STONE PINE CIR, LUTZ, FL 33558-4402
Document Number	0101693672
Book / Page	010169 / 003672
Instrument Date	Sep 2, 2020
Instrument	144829
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20108 STONE PINE CIR LUTZ FL 335584402, LUTZ, FL 33558-4402

Mortgage

Document Number	101693674
Date	Sep 2, 2020
Book Page	010169/003674
Instrument	144830

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20108 Stone Pine Cir was $8,159 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,159.00 Homeowner's exemption	$339,370 Land $111,046 Building $228,324	$480,305 Land $111,046 Building $369,259
2023	$7,790.00 (+9.09%) Additional exemption filed	$320,210 (+3%) Land $76,858 Building $243,352	$484,322 (+27.63%) Land $76,858 Building $407,464
2022	$7,141.00 Homeowner's exemption	$310,890 Land $64,714 Building $246,176	$379,472 Land $64,714 Building $314,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20108 Stone Pine Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20108 Stone Pine Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20