Pasco County property record for 20091 Stone Pine Cir, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,750 sqft · built 2020 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,890 (Nov 2020) |
| Tax Bill | $10,230 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2023 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 34-26-18-0120-00800-0130 |
| Primary APN | 34-26-18-0120-00800-0130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| Gross Area | 3,150 sqft |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 1,166 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Area | 406 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20091 STONE PINE CIR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 3B PB 80 PG 6 BLOCK 8 LOT 13 |
| Legal Subdivision | MORSANI |
| Legal Tract | 120 |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
20091 Stone Pine Cir is owned and occupied by two individuals who bought it in November 2020.
Source: Pasco County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| May 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 24, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Deed Document Number | 2020199576 |
| Deed Book / Page | 10222 / 1307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Investor | Possibly a Property Investor |
| Document Number | 0109482015 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 10948/2015 |
| Instrument | 2024011999 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Investor | Possibly a Property Investor |
| Document Number | 0108141847 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 10814/1847 |
| Instrument | 2023082003 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78717 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Document Number | 0106301852 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 10630/1852 |
| Instrument | 2022127522 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78717 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Document Number | 0105402913 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 10540/2913 |
| Instrument | 2022025984 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 20091 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Document Number | 0102221307 |
| Book / Page | 010222 / 001307 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 199576 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20091 STONE PINE CIR LUTZ FL 335584401, LUTZ, FL 33558-4401 |
| Document Number | 102221309 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 010222/001309 |
| Instrument | 199577 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
The 2025 property tax bill for 20091 Stone Pine Cir was $10,230 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,140 (+2.9%) | $551,722 (-2.2%) Land $105,633 Building $446,089 | |
| 2025 | $10,230.00 Homeowner's exemption | $424,820 Land $105,633 Building $319,187 | $564,125 Land $105,633 Building $458,492 |
| 2023 | $9,161.00 (+9.24%) Additional exemption filed | $364,590 (+3%) Land $71,874 Building $292,716 | $535,427 (+28.13%) Land $71,874 Building $463,553 |
| 2022 | $8,386.00 Homeowner's exemption | $353,980 Land $59,895 Building $294,085 | $417,876 Land $59,895 Building $357,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20091 Stone Pine Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20091 Stone Pine Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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