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20092 Stone Pine Cir, Lutz, FL 33558 Property Records

Pasco County property record for 20092 Stone Pine Cir, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,687 sqft · built 2020
Lot Size0.11 acres (4,800 sqft)
OwnerCompany Name on File
Last Sale$435,000 (Jan 2025)
Tax Bill$6,874 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN34-26-18-0120-00900-0170

Property Details

APN / Parcel Number

Primary APN34-26-18-0120-00900-0170
Alternative APNs
  • 1826340120009000170
  • 4183248

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,687 sqft Living Area
Gross Area2,087 sqft
1st Floor Area1,687 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,800 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address20092 STONE PINE CIR
CityLUTZ
StateFL
Zip33558-4400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMORSANI PHASE 3B PB 80 PG 6 BLOCK 9 LOT 17
Legal SubdivisionMORSANI
Legal Tract120
Legal Block9
Legal Lot Number17
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2028
Census Tract31605

Owner

20092 Stone Pine Cir is owned by a company that acquired it in November 2025.

Source: Pasco County records, as of July 1, 2026

Owner of RecordCompany Name on File
Mailing Address433 S FARMER AVE, 500, TEMPE, AZ 85281-2875
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Commercial Mortgage
GENESIS CAPITAL LLC
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CAPITAL
Nov 19, 2025Quit Claim Deed, Transfer · Commercial Mortgage
GENESIS CAPITAL LLC
Jan 21, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 5, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
M&I FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2025 · Amount on File
Deed SaleJan 21, 2025 · Amount on File
Prior SaleNov 5, 2020 · Amount on File
Deed Document Number202510506
Deed Book / Page11145 / 333
Last Transfer DateNov 13, 2025
Transfer Doc0113180730
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address20092 STONE PINE CIR, LUTZ, FL 33558-4400
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0113180753
DateNov 19, 2025
Book Page11318/753
Instrument2025217671
Lender
NameGENESIS CAPITAL LLC
TypeMortgage Company
AddressSHERMAN OAKS, CA 91403
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateJun 23, 2026
Property Address20092 STONE PINE CIR, LUTZ, FL 33558-4400
Document Number0000116681
Book / Page11444 / 520
Instrument DateMay 19, 2026
Instrument2026116681
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
InvestorPossibly a Property Investor

Mortgage

Document Number0000116681,
DateJun 23, 2026
Book Page11444/520
Instrument2026116681
Lender
NameGENISYS CAPITAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateNov 19, 2025
Property Address20092 STONE PINE CIR, LUTZ, FL 33558-4400
Document Number0113180730
Book / Page11318 / 730
Map ReferenceMB 80 PG 6
Instrument DateNov 13, 2025
Instrument2025217669
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 S FARMER AVE # AVE500, AVE500, TEMPE, AZ 85281-2875

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 S FARMER AVE # 500, 500, TEMPE, AZ 85281-2875
InvestorPossibly a Property Investor

Mortgage

Document Number0011318732
DateNov 19, 2025
Instrument11318/732
Lender
NameGENESIS CAPITAL LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 21, 2025
Property Address20092 STONE PINE CIR, LUTZ, FL 33558-4400
Document Number0111450333
Book / Page11145 / 333
Map ReferenceMB 80 PG 6
Instrument DateJan 17, 2025
Instrument2025010506
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18894 BEAUTYBERRY CT, LUTZ, FL 33558-5505

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateNov 5, 2020
Property Address20092 STONE PINE CIR, LUTZ, FL 33558-4400
Document Number0102110804
Book / Page010211 / 000804
Instrument DateNov 4, 2020
Instrument187910
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,936.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20092 STONE PINE CIR LUTZ FL 335584400, LUTZ, FL 33558-4400

Mortgage

Document Number102110806
DateNov 5, 2020
Book Page010211/000806
Instrument187911
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20092 Stone Pine Cir was $6,874.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,698 (+36.01%) Land $77,760 Building $279,938$357,698 (-2.04%) Land $77,760 Building $279,938
2025$6,874.00$263,000 Land $77,760 Building $185,240$365,134 Land $77,760 Building $287,374
2023$6,574.00 (+8.97%) Additional exemption filed$248,150 (+3%) Land $52,896 Building $195,254$370,051 (+28.11%) Land $52,896 Building $317,155
2022$6,033.00 Homeowner's exemption$240,930 Land $44,064 Building $196,866$288,843 Land $44,064 Building $244,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20092 Stone Pine Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20092 Stone Pine Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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