Jackson County property record for 20108 E 12th Ter S, Independence, MO 64057 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 924 sqft · built 1973 |
| Lot Size | 0.164 acres (7,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,224 (Apr 2026) |
| Tax Bill | $1,901 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-100-13-19 |
| Primary APN | 25-100-13-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 363 sqft |
| Unfinished Basement | 561 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,134 sqft (0.164 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 768426 |
|---|---|
| Street Address | 20108 E 12TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAYVIEW NO 2 LOT 10 |
| Legal Subdivision | MAYVIEW NO 2 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11407 |
Source: Jackson County records · APN 25-100-13-19
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20108 E 12TH TER S, INDEPENDENCE, MO 64057-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 06, 2026 | Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 22, 2025 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2025 · Amount on Record |
| Deed Document Number | 202624589 |
| Prior Transfer Date | Jul 01, 2013 |
| Prior Transfer Doc | 00E0083418 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Apr 06, 2026 |
| Property Address | 20108 E 12TH TER S, INDEPENDENCE, MO 64057-1133 |
| Document Number | 00E0024589 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202624589 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000024590, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026E24590 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000024591, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026E24591 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Dec 22, 2025 |
| Property Address | 20108 E 12TH TER S, INDEPENDENCE, MO 64057-1133 |
| Document Number | 00E0094480 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025E0094480 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 20, 2026 |
| Title Company | SECURITY LAND TITLE INC, SECURITY LAND TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 NW HEADY AVE, FERRELVIEW, MO 64163-1624 |
| Investor | Possibly a Property Investor |
| Document Number | 00E0094481 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025E0094481 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,373 (-11.18%) Land $4,351 Building $20,022 | $128,280 (-11.18%) | |
| 2024 | $1,901.00 (+2.37%) | ||
| 2023 | $1,857.00 (+36.44%) | $27,440 (+48.89%) Land $3,357 Building $24,083 | $144,420 (+48.89%) |
| 2022 | $1,361.00 | $18,430 Land $3,306 Building $15,124 | |
| 2021 | $97,000 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Low above 5% of the US · above 8% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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