20120 E 12th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20120 E 12th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 924 sqft · built 1973
Lot Size	0.166 acres (7,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,300 (Oct 2017)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-100-13-22`

Property Details

APN / Parcel Number

Primary APN	`25-100-13-22`
Alternative APNs	`25-100-13-22-00-0-00-000` `25100132200000001` `768429`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	462 sqft
Basement Area	924 sqft
Finished Basement	346 sqft
Unfinished Basement	578 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,211 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	41 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	768429
Street Address	20120 E 12TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYVIEW NO 2 LOT 13
Legal Subdivision	MAYVIEW NO 2
Legal Block	2
Legal Lot Number	13
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	11407

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20120 E 12TH TER S, INDEPENDENCE, MO 64057-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Warranty Deed, Construction Loan · Construction Mortgage QUICKEN LNS
Sep 21, 2017	Loan Modification, Mortgage F&C BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Nov 8, 2010
Deed Document Number	2017E98599
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 31, 2017
Property Address	20120 E 12TH TER S, INDEPENDENCE, MO 64057-1133
Document Number	0000E98599
Instrument Date	Oct 29, 2017
Instrument	98599E
Transaction Type	Construction Loan
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20120 E 12TH TER S INDEPENDENCE MO 640571133, INDEPENDENCE, MO 64057-1133

Mortgage

Document Number	E98600
Date	Oct 31, 2017
Instrument	98600E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2018

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	20120 E 12TH TER S, INDEPENDENCE, MO 64057-1133
Document Number	0000E90205
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20120 E 12TH TER S INDEPENDENCE MO 640571133, INDEPENDENCE, MO 64057-1133

Mortgage

Document Number	0000E90205
Date	Oct 2, 2017
Instrument	90205E

Lender

Name	F&C BK
Type	Bank
Address	HOLDEN, MO 64040

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,614 (-) Land $4,549 Building $18,065	$119,020 (-)
2025	$1,616.00 (-3.12%)	$22,614 (-6.12%) Land $4,549 Building $18,065	$119,020 (-6.12%)
2024	$1,668.00 (+2.33%)
2023	$1,630.00	$24,088 Land $2,882 Building $21,206	$126,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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