20025 E 12th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20025 E 12th Ter S, Independence, MO 64057 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1973
Square Footage924 sqft Living Area
Lot Size6,873 sqft (0.158 acres)
OccupancyOwner Occupied
Last Sale$134,300 (2019)
Tax Bill$1,863.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-100-53-05
Alternative APNs
  • 25-100-53-05-00-0-00-000
  • 25100530500000001
  • 768526

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area924 sqft Living Area
1st Floor440 sqft 1st Floor
Basement Area924 sqft Basement
Finished Basement330 sqft Finished
Unfinished Basement594 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,873 sqft (0.158 acres)
Depth X Width115 ft x 63 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area500 sqft Garage

Exterior Amenities

Deck Area64 sqft Deck
Patio Area64 sqft Patio
PorchOpen Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number768526
Street Address20025 E 12TH TER S
CityINDEPENDENCE
StateMO
Zip64057-1183
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAYVIEW NO 2 LOT 56
Legal SubdivisionMAYVIEW NO 2
Legal Block2
Legal Lot Number56
JurisdictionJACKSON MO
Minor Civil DivisionBLUE
Census Blockgroup2
Census Block2005
Census Tract11407

Owner

Source: Jackson County records · APN 25-100-53-05

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ESSEX MORTGAGE
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Jul 22, 2022Deed of Trust, Mortgage
COMMERCE BANK
Oct 29, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2019 · Amount on Record
Deed SaleOct 29, 2019 · Amount on Record
Prior SaleDec 29, 2006
Deed Doc Number2019E88188
Prior Transfer DateNov 14, 2013
Prior Transfer Doc00E0118159
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183

Mortgage

Document Number00E0016572
DateMar 18, 2024
Instrument2024E0016572
Lender
NameESSEX MORTGAGE
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term308 Months
DueNov 01, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183

Mortgage

Document Number00E0069501
DateJul 25, 2022
Instrument2022E0069501
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183

Mortgage

Document Number00E0068944
DateJul 22, 2022
Instrument2022E0068944
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
AmountAmount Recorded
Term144 Months
DueJul 16, 2034

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateOct 29, 2019
Property Address20025 E 12TH TER S, INDEPENDENCE, MO 64057-1183
Document Number0000E88188
Instrument DateOct 18, 2019
Instrument88188E
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20025 E 12TH TER S INDEPENDENCE MO 640571183, INDEPENDENCE, MO 64057-1183

Mortgage

Document NumberE88189
DateOct 29, 2019
Instrument88189E
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

Mortgage

Document NumberE88190,
DateOct 29, 2019
Instrument88190E
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
AmountAmount Recorded
Term120 Months
DueOct 28, 2029

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$27,389 (+1.81%) Land $4,351 Building $23,038$144,150 (+1.82%)
2024$1,863.00 (+2.31%)
2023$1,821.00$26,901 Land $3,354 Building $23,547$141,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 8% of Missouri
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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