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  5. Beard St

20020 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20020 Beard St, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,403 sqft · built 2003
Lot Size0.274 acres (11,935 sqft)
Owner2 Company Names on Record
Last Sale$397,000 (Sep 2024)
Tax Bill$3,194 (2025)
Deeds & MortgagesJun 2026 Transfer
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN003-194-61

Property Details

APN / Parcel Number

Primary APN003-194-61

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,403 sqft Living Area
1st Floor Area1,241 sqft
Upper Floors Area1,162 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,935 sqft (0.274 acres)
Garage Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20020 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL233 M38-417
Legal SubdivisionVICTORIA BAY PH 01B&2 MAP 11
Legal Block4
Legal Lot Number233
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2025
Census Tract6408

Owner

Source: Mecklenburg County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20020 BEARD ST, CORNELIUS, NC 28031-6040
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2024 · Amount on Record
Deed SaleSep 10, 2024 · Amount on Record
Prior SaleMay 14, 2004 · Amount on Record
Deed Document Number202486098
Deed Book / Page39063 / 205
Prior Transfer DateApr 9, 2014
Prior Transfer Doc0000039160
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJun 10, 2026
Property Address20020 BEARD ST, CORNELIUS, NC 28031-6040
Document Number0000061586
Book / Page40490 / 662
Instrument DateJun 5, 2026
Instrument202661586
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address20020 BEARD ST, CORNELIUS, NC 28031-6040

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20020 BEARD ST, CORNELIUS, NC 28031-6040
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20020 BEARD ST, CORNELIUS, NC 28031-6040

Mortgage

Document Number0000018856
DateFeb 25, 2026
Book Page40225/353
Instrument2026018856
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00$471,670 Land $95,000 Building $376,670$471,670 Land $95,000 Building $376,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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