Harris County property record for 20102 Lakespire Dr, Katy, TX 77449 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,635 sqft · built 2007 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,300 (Oct 2017) |
| Tax Bill | $3,241 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-076-004-0010 |
| Primary APN | 126-076-004-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 1,635 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1260760040010 |
|---|---|
| Street Address | 20102 LAKESPIRE DR |
| City | KATY |
| State | TX |
| Zip | 77449-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 BLK 4 CROSS CREEK SEC 2 |
| Legal Subdivision | CROSS CREEK SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 542106 |
Source: Harris County records · APN 126-076-004-0010
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20102 LAKESPIRE DR, KATY, TX 77449-6382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 19, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Prior Sale | May 08, 2013 |
| Deed Document Number | 2017459343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20102 LAKESPIRE DR, KATY, TX 77449-6382 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2021310032 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021-310032 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 19, 2017 |
| Property Address | 20102 LAKESPIRE DR, KATY, TX 77449-6382 |
| Document Number | 0000459343 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 459343 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20102 LAKESPIRE DR KATY TX 774496382, KATY, TX 77449-6382 |
| Document Number | 459344 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 459344 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,241.00 (+113.22%) Homeowner's exemption | $246,163 (-5.29%) Land $57,037 Building $189,126 | $246,163 (-5.29%) Land $57,037 Building $189,126 |
| 2024 | $1,520.00 (+20.16%) | ||
| 2023 | $259,916 Land $57,037 Building $202,879 | $259,916 Land $57,037 Building $202,879 | |
| 2022 | $1,265.00 (+13.45%) | ||
| 2020 | $1,115.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015421061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force 36 of 41 on primary residences |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024, rainfall accumulation, Hurricane Beryl |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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