20030 Lakespire Dr, Katy, TX 77449 Property Records

Harris County property record for 20030 Lakespire Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,272 sqft · built 1999
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-375-011-0002`

Property Details

APN / Parcel Number

Primary APN	`117-375-011-0002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,272 sqft Living Area
1st Floor Area	1,979 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,800 sqft (0.202 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1173750110002
Street Address	20030 LAKESPIRE DR
City	KATY
State	TX
Zip	77449-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 11 ESTATES OF HIGHLAND CREEK
Legal Subdivision	ESTATES OF HIGHLAND CREEK
Legal Block	11
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	542106

Owner

20030 Lakespire Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20030 LAKESPIRE DR, KATY, TX 77449-6170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 8, 2022	Warranty Deed, Transfer NOT AVAILABLE, DECLARATION TITLE CO LLC
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Apr 5, 2006 · Amount on File
Deed Document Number	2022405087
Prior Transfer Date	May 22, 2013
Prior Transfer Doc	0000404590
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20030 LAKESPIRE DR, KATY, TX 77449-6170
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166362
Date	Mar 30, 2021
Instrument	2021-166362

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 8, 2022
Property Address	20030 LAKESPIRE DR, KATY, TX 77449-6170
Document Number	0000405087
Map Reference	MF 350090
Instrument Date	Aug 5, 2022
Instrument	2022-405087
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	NOT AVAILABLE, DECLARATION TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16939 BOULDGREEN, HOUSTON, TX 77084-1262

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20030 LAKESPIRE DR, KATY, TX 77449-6170
Document Number	0000503211
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20030 LAKESPIRE DR KATY TX 774496170, KATY, TX 77449-6170

Mortgage

Document Number	0000503211
Date	Nov 13, 2019
Instrument	503211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20030 Lakespire Dr was $6,717 with a homeowner's exemption, up 152.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,678 (-9.89%) Land $68,364 Building $316,314	$384,678 (-9.89%) Land $68,364 Building $316,314
2025	$6,717.00 (+152.9%) Homeowner's exemption	$426,885 Land $68,364 Building $358,521	$426,885 Land $68,364 Building $358,521
2024	$2,656.00
2023		$468,527 Land $68,364 Building $400,163	$468,527 Land $68,364 Building $400,163
2022	$2,666.00
2020	$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20030 Lakespire Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20030 Lakespire Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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