20035 Lakespire Dr, Katy, TX 77449 Property Records

Harris County property record for 20035 Lakespire Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,411 sqft · built 1996
Lot Size	0.185 acres (8,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,300 (Sep 2013)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-375-012-0001`

Property Details

APN / Parcel Number

Primary APN	`117-375-012-0001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,411 sqft Living Area
1st Floor Area	2,109 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,044 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1173750120001
Street Address	20035 LAKESPIRE DR
City	KATY
State	TX
Zip	77449-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 12 ESTATES OF HIGHLAND CREEK
Legal Subdivision	ESTATES OF HIGHLAND CREEK
Legal Block	12
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	542106

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20035 LAKESPIRE DR, KATY, TX 77449-6171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 14, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013 · Amount on Record
Deed Sale	Sep 19, 2013 · Amount on Record
Prior Sale	Dec 31, 1998 · Amount on Record
Deed Document Number	2013482063
Deed Book / Page	049-57 / 1079
Prior Transfer Date	Sep 13, 2013
Prior Transfer Doc	0000482063
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 29, 2026
Property Address	20035 LAKESPIRE DR, KATY, TX 77449-6171
Document Number	0000210399
Instrument Date	Apr 21, 2026
Instrument	2026210399
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20035 LAKESPIRE DR, KATY, TX 77449-6171
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210399,
Date	May 29, 2026
Instrument	2026210399

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20035 LAKESPIRE DR, KATY, TX 77449-6171
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20035 LAKESPIRE DR, KATY, TX 77449-6171

Mortgage

Document Number	0000378473
Date	Jul 25, 2022
Instrument	2022-378473

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2062

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20035 LAKESPIRE DR, KATY, TX 77449-6171
Document Number	0000528143
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20035 LAKESPIRE DR KATY TX 774496171, KATY, TX 77449-6171

Mortgage

Document Number	0000528143
Date	Nov 27, 2019
Instrument	528143

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,854 (-10.82%) Land $67,111 Building $250,743	$317,854 (-10.82%) Land $67,111 Building $250,743
2025	$1,554.00 (+1,026.09%) Homeowner's exemption	$356,405 (-13.91%) Land $67,111 Building $289,294	$356,405 (-13.91%) Land $67,111 Building $289,294
2024	$138.00 (-10.97%)
2023		$414,011 Land $67,111 Building $346,900	$414,011 Land $67,111 Building $346,900
2022	$155.00 (-15.3%)
2020	$183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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