2001 W 38th St, Lorain, OH 44053 Property Records

Lorain County property record for 2001 W 38th St, Lorain, OH 44053 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	1,530 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Tax Bill	$2,485.00 (2025)

Owner

Source: Lorain County records · APN 02-02-014-112-006

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2001 W 38TH ST, LORAIN, OH 44053-2530
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 06, 2026
Property Address	2001 W 38TH ST, LORAIN, OH 44053-2530
Document Number	0000102460
Instrument Date	Jun 25, 2026
Instrument	2026102460
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 W 38TH ST, LORAIN, OH 44053-2530

Mortgage

Document Number	0000102460,
Date	Jul 06, 2026
Instrument	2026102460

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00	$64,990 (%) Land $9,200 Building $55,790	$185,690 (-) Land $26,280 Building $159,410
2024	$2,485.00 (+10.74%)	$64,992 (+49.16%) Land $9,198 Building $55,794	$185,690 (+49.16%) Land $26,280 Building $159,410
2023	$2,244.00 (+0.9%)	$43,572 (-0.02%) Land $9,107 Building $34,465	$124,490 (-) Land $26,020 Building $98,470
2022	$2,224.00	$43,580 Land $9,110 Building $34,470
2021			$124,490 Land $26,020 Building $98,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-02-014-112-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,530 sqft Living Area
1st Floor	1,530 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1976
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	120 ft x 73 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Patio Area	280 sqft Patio
Porch	Open Porch
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2001 W 38TH ST
City	LORAIN
State	OH
Zip	44053-2530
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AMELIA MEADOWS SUB 2 FRNT 0073.00 DPTH 0120.00
Legal Subdivision	AMELIA MEADOWS SUB 2 FRNT
Legal Tract	2
Legal Block	112
Legal Lot Number	198
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2022
Census Tract	23400