2010 Fruitvale Rd, Lincoln, CA 95648 Property Records

Placer County property record for 2010 Fruitvale Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1928
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Jul 2010)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-440-046-000`

Property Details

APN / Parcel Number

Primary APN	`031-440-046-000`
Alternative APN	`031-440-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,954 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	204,732 sqft
Garage Area	1,650 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	031-440-046
Street Address	2010 FRUITVALE RD
City	LINCOLN
State	CA
Zip	95648-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	4.7 AC PAR A PMOR 12 81
Legal Subdivision	PARCEL MAP NO 72667
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4006
Census Tract	21304

Owner

2010 Fruitvale Rd is owned and occupied by an individual who bought it in July 2010.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Oct 29, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
May 6, 2020	Loan Modification, Mortgage · Conventional Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2010 · Amount on File
Deed Sale	Jul 9, 2010 · Amount on File
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	201052105
Prior Transfer Date	Nov 12, 1993
Prior Transfer Doc	0000086296
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 31, 2022
Property Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558
Document Number	0000009488
Map Reference	MB 12 PG 81
Instrument Date	Jan 25, 2022
Instrument	2022-0009488
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558

Mortgage

Document Number	0000009489
Date	Jan 31, 2022
Instrument	2022-0009489

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 29, 2020
Property Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558
Document Number	0000123598
Map Reference	MB 12 PG 81
Instrument Date	Oct 24, 2020
Instrument	2020-0123598
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558

Mortgage

Document Number	0000123599
Date	Oct 29, 2020
Instrument	2020-0123599

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 29, 2020
Property Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558
Document Number	0000123597
Instrument Date	Oct 24, 2020
Instrument	123597
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2010 FRUITVALE RD LINCOLN CA 956488558, LINCOLN, CA 95648-8558

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	2010 FRUITVALE RD, LINCOLN, CA 95648-8558
Document Number	0000051956
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2010 FRUITVALE RD LINCOLN CA 956488558, LINCOLN, CA 95648-8558

Mortgage

Document Number	0000051956
Date	Jun 2, 2020
Instrument	51956

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2060

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Fruitvale Rd was $4,294.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,135 (+2%) Land $261,354 Building $145,781
2025	$4,294.00	$399,153 Land $256,230 Building $142,923
2023	$4,190.00 (+1.6%)	$383,655 Land $246,281 Building $137,374
2022	$4,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2010 Fruitvale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Fruitvale Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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