Highlands County property record for 2010 Forest Lakes Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,092 sqft · built 2020 |
| Lot Size | 2.32 acres (101,495 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Mar 2018) |
| Tax Bill | $10,115 (2024) |
| Deeds & Mortgages | Dec 2019 Construction Loan Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S-17-35-29-080-0000-0670 |
| Primary APN | S-17-35-29-080-0000-0670 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,092 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 101,495 sqft (2.32 acres) |
| Garage Type | Finished |
| Garage Area | 1,220 sqft |
| Driveway | Driveway |
| Driveway Area | 1,122 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Patio Area | 664 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2010 FOREST LAKES RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | HIGHLAND LAKES RESERVE PB 16 PG 96 LOT 67 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 17 |
| Legal Subdivision | HIGHLAND LAKES RESERVE |
| Legal Lot Number | 67 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2010 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK |
| Aug 17, 2020 | Loan Modification, Mortgage HEARTLAND NAT'L BK |
| Mar 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 1889103 |
| Deed Book / Page | 2626 / 1421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2010 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001967596 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 2728/0406 |
| Instrument | 1967596 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2010 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0001995133 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2010 FOREST LAKES RD SEBRING FL 338755002, SEBRING, FL 33875-5002 |
| Document Number | 0001995133 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 002767/001867 |
| Instrument | 1995133 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 19, 2018 |
| Property Address | 2010 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0001889103 |
| Book / Page | 002626 / 001421 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 1889103 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $308.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5540 HURON WAY LAKELAND FL 338059550, LAKELAND, FL 33805-9550 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561,720 (+18.17%) Land $104,850 Building $456,870 | $561,720 (+18.17%) Land $104,850 Building $456,870 | |
| 2024 | $10,115.00 (+8.93%) | ||
| 2023 | $9,286.00 (+12.95%) | $475,356 (+18.41%) Land $62,910 Building $412,446 | $475,356 (+18.41%) Land $62,910 Building $412,446 |
| 2022 | $8,221.00 | $401,454 Land $53,590 Building $347,864 | $401,454 Land $53,590 Building $347,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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