Highlands County property record for 2006 Forest Lakes Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,686 sqft · built 2015 |
| Lot Size | 2.32 acres (101,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2021) |
| Tax Bill | $4,494 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S-17-35-29-080-0000-0650 |
| Primary APN | S-17-35-29-080-0000-0650 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,686 sqft Living Area |
| Upper Floors Area | 417 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 101,495 sqft (2.32 acres) |
| Porch | Enclosed Porch |
| Porch Area | 1,265 sqft |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2006 FOREST LAKES RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | HIGHLAND LAKES RESERVE PB 16 PG 96 LOT 65 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 17 |
| Legal Subdivision | HIGHLAND LAKES RESERVE |
| Legal Lot Number | 65 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 2040321 |
| Deed Book / Page | 2831 / 1847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002020195 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2803/1322 |
| Instrument | 2020195 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0002040321 |
| Book / Page | 2831 / 1847 |
| Map Reference | MB 16 PG 96 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2040321 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13897 BLYTHEWOOD DR, 13897, SPRING HILL, FL 34609-0721 |
| Name | Verified Name |
|---|---|
| Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0028311849 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2831/1849 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0001948001 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2006 FOREST LAKES RD SEBRING FL 338755002, SEBRING, FL 33875-5002 |
| Document Number | 0001948001 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 002702/000774 |
| Instrument | 1948001 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 11, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2006 FOREST LAKES RD, SEBRING, FL 33875-5002 |
| Document Number | 0001847560 |
| Book / Page | 002573 / 000072 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2006 FOREST LAKES RD SEBRING FL 338755002, SEBRING, FL 33875-5002 |
| Document Number | 0001847560 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 002573/000072 |
| Instrument | 1847560 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,243 (+5.99%) | $551,982 (+16.38%) Land $64,370 Building $487,612 | |
| 2024 | $4,494.00 (+2.53%) | ||
| 2023 | $4,383.00 (+4.81%) Homeowner's exemption | $246,485 (+3%) | $474,310 (+19.17%) Land $38,990 Building $435,320 |
| 2022 | $4,182.00 Homeowner's exemption | $239,306 | $397,996 Land $33,350 Building $364,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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