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2004 Forest Lakes Rd, Sebring, FL 33875 Property Records

Highlands County property record for 2004 Forest Lakes Rd, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,342 sqft · built 2018
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on File
Last Sale$49,900 (Apr 2014)
Tax Bill$12,147 (2024)
Deeds & MortgagesAug 2023 Transfer
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNS-17-35-29-080-0000-0640

Property Details

APN / Parcel Number

Primary APNS-17-35-29-080-0000-0640

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area4,342 sqft Living Area
Upper Floors Area1,400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum Siding
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
Garage TypeFinished
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area367 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address2004 FOREST LAKES RD
CitySEBRING
StateFL
Zip33875-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND LAKES RESERVE PB 16 PG 96 LOT 64
Legal Range29E
Legal Township35S
Legal Section17
Legal SubdivisionHIGHLAND LAKES RESERVE
Legal Lot Number64
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2026
Census Tract961304

Owner

Source: Highlands County records · APN S-17-35-29-080-0000-0640

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 15, 2018Loan Modification, Mortgage
MIDFLORIDA CU
May 03, 2017Trustee's Deed, Construction Loan · Construction Mortgage
MIDFLORIDA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2014 · Amount on Record
Deed SaleApr 11, 2014 · Amount on Record
Prior SaleDec 15, 2016
Deed Document Number0001730799
Deed Book / Page002424 / 000589
Last Transfer DateAug 07, 2023
Transfer Doc0002163597
Record UpdatedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateAug 07, 2023
Property Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002
Document Number0002163597
Book / Page2991 / 590
Map ReferenceMB 16 PG 96
Instrument DateAug 03, 2023
Instrument2163597
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002012299
DateDec 23, 2020
Book Page2792/401
Instrument2012299
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002
Document Number0001885395
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedDec 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 FOREST LAKES RD SEBRING FL 338755002, SEBRING, FL 33875-5002

Mortgage

Document Number0001885395
DateFeb 21, 2018
Book Page002622/000693
Instrument1885395
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33803
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIGHLANDS FL
Recording DateMay 03, 2017
Property Address2004 FOREST LAKES RD, SEBRING, FL 33875-5002
Book / Page002578 / 001656
Instrument DateApr 28, 2017
Instrument1851776
Transaction TypeConstruction Loan
Record UpdatedMay 15, 2017
Title CompanyMIDFLORIDA TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N OCEAN BLVD #1103 POMPANO BEACH FL 330625167, 1103, POMPANO BEACH, FL 33062-5167

Mortgage

Document Number0001851776
DateMay 03, 2017
Book Page002578/001656
Instrument1851776
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 02, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$626,820 (+25.48%) Land $103,500 Building $523,320$626,820 (+18.25%) Land $103,500 Building $523,320
2024$12,147.00 (+36.47%)
2023$8,901.00 (+10.07%) Homeowner's exemption Widower's exemption$499,553 (+14.03%)$530,073 (+19.3%) Land $62,100 Building $467,973
2022$8,087.00 Homeowner's exemption Widower's exemption$438,104$444,322 Land $52,900 Building $391,422

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 194 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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