Garrard County property record for 201 W Maple Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · built 1916 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Oct 2006 Mortgage Jul 2010 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L1-10-015 |
| Primary APN | L1-10-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,149 sqft (0.233 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 22014 |
|---|---|
| Street Address | 201 W MAPLE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L 201 W MAPLE AVE |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970201 |
201 W Maple Ave is owned and occupied by an individual who acquired it in July 2010.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2006 | Deed of Trust, Mortgage · FHA Mortgage LANCO SERVICES CORPORATION |
| Jul 1, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN NATIONAL BANK |
| May 21, 2020 | Deed, Transfer |
| Jul 1, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2010 |
| Deed Sale | Jul 1, 2010 |
| Deed Book / Page | 259 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M265/301 |
|---|---|
| Date | Oct 21, 2006 |
| Book Page | M265/301 |
| Instrument | 76586 |
| Name | LANCO SERVICES CORPORATION |
|---|---|
| Address | LEXINGTON, KY 40503 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 319 W MAPLE AVE, LANCASTER, KY 40444-1063 |
| Document Number | 000M300/01 |
|---|---|
| Date | Jul 1, 2010 |
| Book Page | M300/01 |
| Instrument | 104641 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 107 Months |
| Due | Jun 19, 2019 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 21, 2020 |
| Property Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Document Number | 00D303/235 |
| Book / Page | D303 / 235 |
| Map Reference | DB 157 PG 791 |
| Instrument Date | May 20, 2020 |
| Instrument | 157192 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Name | Verified Name |
|---|---|
| Address | 307 S ALTA AVE, DANVILLE, KY 40422-1909 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 1, 2010 |
| Property Address | 201 W MAPLE AVE, LANCASTER, KY 40444-1040 |
| Document Number | 000259/105 |
| Book / Page | 259 / 105 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 201 W Maple Ave was $1,125 with a homeowner's exemption, down 3.1% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $35,000 Building $115,000 | $150,000 (-) Land $35,000 Building $115,000 | |
| 2025 | $1,125.00 (-3.1%) Homeowner's exemption | $150,000 (-) Land $35,000 Building $115,000 | $150,000 (-) Land $35,000 Building $115,000 |
| 2024 | $1,161.00 (+13.94%) Homeowner's exemption | $150,000 (+11.11%) Land $35,000 Building $115,000 | $150,000 (+11.11%) Land $35,000 Building $115,000 |
| 2023 | $1,019.00 (-7.03%) Homeowner's exemption | $135,000 (-) Land $35,000 Building $100,000 | $135,000 (-) Land $35,000 Building $100,000 |
| 2022 | $1,096.00 Homeowner's exemption | $135,000 Land $35,000 Building $100,000 | $135,000 Land $35,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 W Maple Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 201 W Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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