Garrard County property record for 107 W Maple Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1940 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2024) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Jul 2013 Mortgage Feb 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-03-001 |
| Primary APN | L3-03-001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Type | Detached |
| Sewer | Connected |
|---|
| Account Number | 25603 |
|---|---|
| Street Address | 107 W MAPLE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 ROSE ST, LONDON, KY 40741-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2013 | Deed of Trust, Mortgage · Negative Amortization CITIBANK, N.A. |
| Feb 9, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES INC |
| Aug 3, 2005 | Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| May 13, 2024 | Correction Deed · Conventional Mortgage L&N FCU |
| Apr 1, 2024 | Deed, Transfer |
| Aug 3, 2005 | Deed, Transfer · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2005 · Amount on Record |
| Deed Document Number | 2024183591 |
| Deed Book / Page | 325 / 723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000325/782 |
|---|---|
| Date | Jul 25, 2013 |
| Book Page | 325/782 |
| Instrument | 117328 |
| Name | CITIBANK, N.A. |
|---|---|
| Type | Seller |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M254/713 |
|---|---|
| Date | Feb 9, 2006 |
| Book Page | M254/713 |
| Instrument | 69217 |
| Name | ADVANCED FINANCIAL SERVICES INC |
|---|---|
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 6, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M246/547 |
|---|---|
| Date | Aug 3, 2005 |
| Book Page | M246/547 |
| Instrument | 65421 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2020 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 13, 2024 |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00D326/291 |
| Book / Page | D326 / 291 |
| Map Reference | CAB 2 SL 526 |
| Instrument Date | May 7, 2024 |
| Instrument | 184789 |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Name | Verified Name |
|---|---|
| Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 0000184790 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 184790 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jun 1, 2039 |
| Change Frequency | 10 Years |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 12.7% |
| Index | 10-Year TN |
| Max Rate | 12.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 1, 2024 |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00D325/723 |
| Book / Page | D325 / 723 |
| Map Reference | CAB 2 SL 526 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 183591 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Name | Verified Name |
|---|---|
| Address | 103 ROSE ST, LONDON, KY 40741-2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 3, 2005 |
| Property Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 000233/483 |
| Book / Page | 233 / 483 |
| Instrument | 65419 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CHOICE 1 TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 PUBLIC SQ, LANCASTER, KY 40444-1404 |
| Name | Verified Name |
|---|---|
| Address | 107 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00M246/532 |
|---|---|
| Date | Aug 3, 2005 |
| Book Page | M246/532 |
| Instrument | 65420 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2035 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,000 (-) Land $35,000 Building $205,000 | $240,000 (-) Land $35,000 Building $205,000 | |
| 2025 | $2,676.00 (+83.79%) | $240,000 (+84.62%) Land $35,000 Building $205,000 | $240,000 (+84.62%) Land $35,000 Building $205,000 |
| 2024 | $1,456.00 (-1.09%) | $130,000 (+1.56%) Land $30,000 Building $100,000 | $130,000 (+1.56%) Land $30,000 Building $100,000 |
| 2023 | $1,472.00 (-0.88%) | $128,000 (-) Land $30,000 Building $98,000 | $128,000 (-) Land $30,000 Building $98,000 |
| 2022 | $1,485.00 | $128,000 Land $30,000 Building $98,000 | $128,000 Land $30,000 Building $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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