Garrard County property record for 103 W Maple Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1940 |
| Lot Size | 0.164 acres (7,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2022) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Jul 2005 Line of Credit Nov 2008 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-03-003 |
| Primary APN | L3-03-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,178 sqft (0.164 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 24430 |
|---|---|
| Street Address | 103 W MAPLE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | MERRIWOOD ESTATES |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970201 |
Source: Garrard County assessment roll, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4830 POOR RIDGE PIKE, LANCASTER, KY 40444-9147 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2005 | Deed of Trust, Mortgage · Line of Credit AEGIS WHOLESALE CORPORATION |
| Nov 25, 2008 | Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK OF DANVILLE |
| Jun 6, 2009 | Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK OF DANVILLE |
| Sep 16, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Mar 19, 2008 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK AND TRUST COMPANY OF MADISO |
| Jun 22, 2011 | Deed of Trust, Mortgage THE FARMERS NATIONAL BANK OF DANVILLE, K |
| Aug 11, 2022 | Deed, Transfer |
| Jun 6, 2009 | Deed in Lieu of Foreclosure, Foreclosure |
| Mar 19, 2008 | Special Warranty Deed, Transfer |
| Jul 28, 2005 | Deed, Transfer · Conventional Mortgage AEGIS WHOLESALE CORPORATIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Jun 6, 2009 |
| Deed Document Number | 2022171215 |
| Deed Book / Page | 317 / 367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00M246/296 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | M246/296 |
| Instrument | 65055 |
| Name | AEGIS WHOLESALE CORPORATION |
|---|---|
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M288/202 |
|---|---|
| Date | Nov 25, 2008 |
| Book Page | M288/202 |
| Instrument | 97632 |
| Name | FARMERS NATIONAL BANK OF DANVILLE |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 21, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M292/599 |
|---|---|
| Date | Jun 6, 2009 |
| Book Page | M292/599 |
| Instrument | 99721 |
| Name | FARMERS NATIONAL BANK OF DANVILLE |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 22, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M264/106 |
|---|---|
| Date | Sep 16, 2006 |
| Book Page | M264/106 |
| Instrument | 75345 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1117, RICHMOND, KY 40476-1117 |
| Document Number | 00M281/922 |
|---|---|
| Date | Mar 19, 2008 |
| Book Page | M281/922 |
| Instrument | 93876 |
| Name | PEOPLES BANK AND TRUST COMPANY OF MADISO |
|---|---|
| Address | BEREA, KY 40403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 18, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Investor | Possibly a Property Investor |
| Document Number | 000307/773 |
|---|---|
| Date | Jun 22, 2011 |
| Book Page | 307/773 |
| Name | THE FARMERS NATIONAL BANK OF DANVILLE, K |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jun 21, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 11, 2022 |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00D317/367 |
| Book / Page | D317 / 367 |
| Map Reference | DB 254 PG 321 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 171215 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Name | Verified Name |
|---|---|
| Address | 4830 POOR RIDGE PIKE, LANCASTER, KY 40444-9147 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 6, 2009 |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 000254/317 |
| Book / Page | 254 / 317 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 19, 2008 |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 000248/715 |
| Book / Page | 248 / 715 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 28, 2005 |
| Property Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 000233/383 |
| Book / Page | 233 / 383 |
| Instrument | 65048 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | RAND MARSHALL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2646 KEENE TROY PIKE, VERSAILLES, KY 40383-9324 |
| Name | Verified Name |
|---|---|
| Address | 103 W MAPLE AVE, LANCASTER, KY 40444-1003 |
| Document Number | 00M246/278 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | M246/278 |
| Instrument | 65049 |
| Name | AEGIS WHOLESALE CORPORATIN |
|---|---|
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (-0.48%) | $130,000 (-) Land $25,000 Building $105,000 | $130,000 (-) Land $25,000 Building $105,000 |
| 2024 | $1,456.00 (-2.61%) | $130,000 (-) Land $25,000 Building $105,000 | $130,000 (-) Land $25,000 Building $105,000 |
| 2023 | $1,495.00 | $130,000 Land $25,000 Building $105,000 | $130,000 Land $25,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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