201 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 201 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,142 sqft · built 1972
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Trust Names on File
Last Sale	$789,000 (Jul 2012)
Tax Bill	$12,594 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-023-03`

Property Details

APN / Parcel Number

Primary APN	`053-023-03`
Alternative APN	`053-023-03-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,142 sqft Living Area
Gross Area	2,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Roof Material	Other
Lot Area	12,110 sqft (0.278 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	201 SAINT ANDREWS DR
City	APTOS
State	CA
Zip	95003-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	COUNTRY CLB PARK UN 02 TR 200
Legal Lot Number	30
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	122203

Owner

201 Saint Andrews Dr is owner-occupied and held in a trust since July 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	201 SAINT ANDREWS DR, APTOS, CA 95003-5415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2012 · Amount on File
Deed Sale	Jul 6, 2012 · Amount on File
Prior Sale	May 18, 2007 · Amount on File
Deed Document Number	201231894
Prior Transfer Date	Jun 28, 1994
Prior Transfer Doc	0000049105
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2026
Property Address	201 SAINT ANDREWS DR, APTOS, CA 95003-5415
Document Number	0000008296
Instrument Date	Apr 9, 2026
Instrument	20268296
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	201 SAINT ANDREWS DR, APTOS, CA 95003-5415

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	201 SAINT ANDREWS DR, APTOS, CA 95003-5415
Document Number	0000038105
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	TSI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 SAINT ANDREWS DR APTOS CA 950035415, APTOS, CA 95003-5415

Mortgage

Document Number	0000038105
Date	Nov 14, 2017
Instrument	38105

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 201 Saint Andrews Dr was $12,594, up 7.8% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$991,030 (+2%) Land $495,515 Building $495,515
2025	$12,594.00 (+7.83%)	$971,598 Land $485,799 Building $485,799
2024	$11,679.00 (+2.08%)
2023	$11,441.00 (+2.19%)	$933,870 Land $466,935 Building $466,935	$1,527,840
2022	$11,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Saint Andrews Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Saint Andrews Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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