181 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 181 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,731 sqft · built 1998
Lot Size0.259 acres (11,282 sqft)
OwnerCompany Name on File
Last Sale$930,000 (Aug 2003)
Tax Bill$16,479 (2025)
Flood ZoneZone X (minimal risk)
APN053-023-02

Property Details

APN / Parcel Number

Primary APN053-023-02
Alternative APN
  • 053-023-02-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,731 sqft Living Area
Gross Area3,571 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,282 sqft (0.259 acres)
TerrainSteep
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address181 SAINT ANDREWS DR
CityAPTOS
StateCA
Zip95003-5448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionTRACT 200 LOT 31
Legal SubdivisionCOUNTRY CLUB PARK
Legal Tract200
Legal Lot Number31
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1009
Census Tract122203

Owner

Source: Santa Cruz County records · APN 053-023-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address181 SAINT ANDREWS DR, APTOS, CA 95003-5448
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2003 · Amount on Record
Deed SaleAug 14, 2003 · Amount on Record
Prior SaleJun 19, 1998 · Amount on Record
Deed Document Number200381488
Prior Transfer DateAug 07, 1997
Prior Transfer Doc0000037782
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,348,719 (+2%) Land $725,118 Building $623,601
2025$16,479.00 (+9.76%) Homeowner's exemption$1,322,274 (+4.04%) Land $710,900 Building $611,374
2023$15,013.00 (+2.09%) Homeowner's exemption$1,270,928 Land $683,295 Building $587,633$1,788,750
2022$14,706.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Based on FCC filings for 519 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Saint Andrews Dr

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