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160 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 160 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,716 sqft · built 1960
Lot Size0.236 acres (10,280 sqft)
Owner2 Trust Names on Record
Last Sale$600,000 (Apr 2016)
Tax Bill$12,779 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN053-022-01

Property Details

APN / Parcel Number

Primary APN053-022-01
Alternative APN
  • 053-022-01-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,716 sqft Living Area
Gross Area3,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Roof MaterialOther
Lot Area10,280 sqft (0.236 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address160 SAINT ANDREWS DR
CityAPTOS
StateCA
Zip95003-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionCOUNTRY CLUB PARK 02
Legal Lot Number21
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1011
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address160 SAINT ANDREWS DR, APTOS, CA 95003-5417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Mar 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2016 · Amount on Record
Deed SaleApr 22, 2016 · Amount on Record
Prior SaleJul 28, 2015 · Amount on Record
Deed Document Number201613952
Last Transfer DateFeb 21, 2018
Transfer Doc0000006618
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address160 SAINT ANDREWS DR, APTOS, CA 95003-5417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 SAINT ANDREWS DR, APTOS, CA 95003-5417

Mortgage

Document Number0000052272
DateDec 4, 2020
Instrument2020-0052272
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 5, 2018
Property Address160 SAINT ANDREWS DR, APTOS, CA 95003-5417
Document Number0000006618
Instrument DateFeb 21, 2018
Instrument6618
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address160 SAINT ANDREWS DR APTOS CA 950035417, APTOS, CA 95003-5417

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,007,719 (+2%) Land $589,359 Building $418,360
2025$12,779.00 (+10.06%)$987,960 (+4.04%) Land $577,803 Building $410,157
2023$11,611.00 (+2.18%)$949,596 Land $555,366 Building $394,230$1,224,090
2022$11,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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