201 S High St, Covington, OH 45318 Property Records

Miami County property record for 201 S High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,778 sqft · built 1904
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2020)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	May 2020 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-002220`

Property Details

APN / Parcel Number

Primary APN	`H19-002220`
Alternative APNs	`080530.4-08-008-00` `H19SH003 00800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	1,876 sqft
Upper Floors Area	840 sqft
Basement Area	938 sqft
Unfinished Basement	938 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	201 S HIGH ST
City	COVINGTON
State	OH
Zip	45318-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 127 60 N SIDE
Legal Lot Number	127
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2058
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 S HIGH ST, COVINGTON, OH 45318-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 21, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	20202020OR-05558
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	May 4, 2020
Property Address	201 S HIGH ST, COVINGTON, OH 45318-1162
Document Number	0000005558
Instrument Date	Apr 24, 2020
Instrument	5558
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 S HIGH ST COVINGTON OH 453181162, COVINGTON, OH 45318-1162

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 21, 2017
Property Address	201 S HIGH ST, COVINGTON, OH 45318-1162
Document Number	0000014460
Instrument Date	Nov 17, 2017
Instrument	14460
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 S HIGH ST COVINGTON OH 453181162, COVINGTON, OH 45318-1162

Mortgage

Document Number	14462
Date	Nov 21, 2017
Instrument	14462

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00 (+106.79%) Homeowner's exemption	$69,650 (+33.56%) Land $10,570 Building $59,080	$199,000 (+33.56%) Land $30,200 Building $168,800
2024	$1,075.00 (-42.94%) Homeowner's exemption	$52,150 (-) Land $11,480 Building $40,670
2023	$1,884.00 (-8.01%) Homeowner's exemption	$52,150 (-) Land $11,480 Building $40,670	$149,000 (-) Land $32,800 Building $116,200
2022	$2,048.00 Homeowner's exemption	$52,150 Land $11,480 Building $40,670	$149,000 Land $32,800 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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