Miami County property record for 137 S High St, Covington, OH 45318
| Property Type | Restaurant |
|---|---|
| Details | 3,948 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (Jun 1982) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-002180 |
| Primary APN | H19-002180 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,948 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1994 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 195 ft deep x 45 ft wide |
| Storage Building | 1,530 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 137 S HIGH ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1311 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | IL 124 34.5 S SIDE & IL 125 10X63 NE PT |
| Legal Lot Number | 124 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 325000 |
137 S High St, a commercial property, is owned by an individual who bought it in June 1982.
Source: Miami County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 S HIGH ST, COVINGTON, OH 45318-1311 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1982 · Amount on File |
| Deed Sale | Jun 1, 1982 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 137 S HIGH ST, COVINGTON, OH 45318-1311 |
| Document Number | 0000013772 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 224 S HIGH ST COVINGTON OH 453181314, COVINGTON, OH 45318-1314 |
| Document Number | 0000013772 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 13772 |
| Name | COVINGTON S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | 117 N HIGH ST, COVINGTON, OH 45318-1307 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 17, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 137 S High St was $2,829, up 87% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 (+86.98%) | $63,530 (+17.71%) Land $5,530 Building $58,000 | $181,500 Land $15,800 Building $165,700 |
| 2024 | $1,513.00 (-43.98%) | $53,970 (-) Land $4,620 Building $49,350 | |
| 2023 | $2,701.00 (+74.15%) | $53,970 (-) Land $4,620 Building $49,350 | $154,200 (-) Land $13,200 Building $141,000 |
| 2022 | $1,551.00 | $53,970 Land $4,620 Building $49,350 | $154,200 Land $13,200 Building $141,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 S High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 137 S High St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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