209 S High St, Covington, OH 45318 Property Records

Miami County property record for 209 S High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Feb 2024)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-002230`

Property Details

APN / Parcel Number

Primary APN	`H19-002230`
Alternative APNs	`080530.4-08-007-00` `H19SH003 00700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	900 sqft
Upper Floors Area	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19SH003 00700
Street Address	209 S HIGH ST
City	COVINGTON
State	OH
Zip	45318-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 127 22.25 S PT & IL 128 33 N PT
Legal Lot Number	127
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2058
Census Tract	325000

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 S HIGH ST, COVINGTON, OH 45318-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	175
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 2, 2024
Property Address	209 S HIGH ST, COVINGTON, OH 45318-1162
Document Number	0000001082
Instrument Date	Jan 29, 2024
Instrument	2024OR-01082
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S PEARL ST, COVINGTON, OH 45318-1503

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 11, 2022
Property Address	209 S HIGH ST, COVINGTON, OH 45318-1162
Document Number	0000007509
Instrument Date	May 10, 2022
Instrument	2022OR-07509
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 S HIGH ST, COVINGTON, OH 45318-1162

Mortgage

Document Number	0000007510
Date	May 11, 2022
Instrument	2022OR-07510

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 (+35.7%)	$50,300 (+52.06%) Land $9,700 Building $40,600	$143,700 (+52.06%) Land $27,700 Building $116,000
2024	$1,238.00 (+3.77%) Homeowner's exemption	$33,080 (-) Land $10,500 Building $22,580
2023	$1,193.00 (-5.62%)	$33,080 (-) Land $10,500 Building $22,580	$94,500 (-) Land $30,000 Building $64,500
2022	$1,264.00	$33,080 Land $10,500 Building $22,580	$94,500 Land $30,000 Building $64,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S High St

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