201 Oak St, Elgin, OK 73538 Property Records

Comanche County property record for 201 Oak St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1963
Lot Size	0.179 acres (7,797 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Aug 2019)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-1-50100-003-0019`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-1-50100-003-0019`
Alternative APNs	`050100-0030019-00000` `160003292` `3292`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	201 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3292
Street Address	201 OAK ST
City	ELGIN
State	OK
Zip	73538-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K-LOWE BLK 3 LOT 19
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	K-LOWE
Legal Block	3
Legal Lot Number	19
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1072
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	711 WILMETH DR, SPEARMAN, TX 79081-3635
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	201910976
Deed Book / Page	8298 / 296
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Sep 11, 2023
Property Address	201 SW OAK DR, INDIAHOMA, OK 73552-2716
Document Number	009403/301
Book / Page	9403 / 301
Instrument Date	Sep 6, 2023
Instrument	2023-013213
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	SOUTHWEST ABSTRACT AND TITLE, SOUTHWEST ABSTRACT & TITLE L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 WILMETH DR, SPEARMAN, TX 79081-3635

Mortgage

Document Number	2023013214
Date	Sep 11, 2023
Instrument	2023-013214

Lender

Name	RED RIVER FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,167 (-) Land $2,453 Building $12,714	$134,813 (-) Land $21,800 Building $113,013
2025	$1,534.00	$15,167 (+5%) Land $2,453 Building $12,714	$134,813 (+4.99%) Land $21,800 Building $113,013
2024	$1,534.00 (+81.32%)	$14,445 (+78.36%) Land $2,453 Building $11,992	$128,400 (+74.24%) Land $21,800 Building $106,600
2023	$846.00	$8,099 Land $1,474 Building $6,625	$73,691 Land $14,800 Building $58,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20