Comanche County property record for 106 Oak St, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,169 sqft · built 1962 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 2026) |
| Tax Bill | $840 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-31-1-50100-004-0011 |
| Primary APN | 04N10W-31-1-50100-004-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 27 sqft |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19598 |
|---|---|
| Street Address | 106 OAK ST |
| City | ELGIN |
| State | OK |
| Zip | 73538-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | K-LOWE BLK 4 LOT 11 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 31 |
| Legal Subdivision | K-LOWE |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 2101 |
106 Oak St is owned and occupied by an individual who bought it in June 2026.
Source: Comanche County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 OAK ST, ELGIN, OK 73538-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · FHA Mortgage SOVEREIGNTY TITLE INC, SOVEREIGN TITLE |
| Jun 1, 2026 | Warranty Deed, Transfer · FHA Mortgage SOVEREIGN TITLE COMPANY, SOVEREIGN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 20268568 |
| Deed Book / Page | 10213 / 314 |
| Prior Transfer Date | Mar 19, 2007 |
| Prior Transfer Doc | 05289/0155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jun 1, 2026 |
| Property Address | 106 OAK ST, ELGIN, OK 73538-2340 |
| Document Number | 0000008568 |
| Book / Page | 10213 / 314 |
| Instrument Date | May 18, 2026 |
| Instrument | 20268568 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | SOVEREIGNTY TITLE INC, SOVEREIGN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,422.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 106 OAK ST, ELGIN, OK 73538-2340 |
| Document Number | 0000008569, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20268569 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jun 1, 2026 |
| Property Address | 106 OAK ST, ELGIN, OK 73538-2340 |
| Document Number | 010213/314 |
| Book / Page | 10213 / 314 |
| Instrument Date | May 18, 2026 |
| Instrument | 20268568 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SOVEREIGN TITLE COMPANY, SOVEREIGN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,422.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 106 OAK ST, ELGIN, OK 73538-2340 |
| Document Number | 0000008569, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20268569 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 106 Oak St was $840.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,718 (+5%) Land $1,162 Building $7,556 | $77,494 (-34.84%) Land $10,332 Building $67,162 | |
| 2025 | $840.00 | $8,303 (+0.01%) Land $1,107 Building $7,196 | $118,932 (+5.2%) Land $22,160 Building $96,772 |
| 2024 | $840.00 (+6.73%) | $8,302 (+10.24%) Land $1,172 Building $7,130 | $113,053 (+38.78%) Land $22,160 Building $90,893 |
| 2023 | $787.00 | $7,531 Land $942 Building $6,589 | $81,462 Land $15,160 Building $66,302 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Oak St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · lower than 70% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN PWA serves 3,300 people · EPA ID OK2001610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area | 1,000 / 750 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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