Comanche County property record for 209 Oak St, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1962 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Oct 2021) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-31-1-50100-003-0023 |
| Primary APN | 04N10W-31-1-50100-003-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Porch | Slab |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19593 |
|---|---|
| Street Address | 209 OAK ST |
| City | ELGIN |
| State | OK |
| Zip | 73538-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | K-LOWE BLK 3 LOT 23 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 31 |
| Legal Subdivision | K-LOWE |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 2101 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 OAK ST, ELGIN, OK 73538-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 202118143 |
| Deed Book / Page | 8887 / 257 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 0000011688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Oct 1, 2021 |
| Property Address | 209 OAK ST, ELGIN, OK 73538-8814 |
| Document Number | 8887/257 |
| Book / Page | 8887 / 257 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021-018143 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 K ST, ELGIN, OK 73538-9303 |
| Document Number | 2021018144 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-018144 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | May 14, 2018 |
| Property Address | 209 OAK ST, ELGIN, OK 73538-8814 |
| Document Number | 008039/001 |
| Book / Page | 8039 / 001 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018-006969 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 209 OAK ST, ELGIN, OK 73538-8814 |
| Document Number | 2018006970 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2018-006970 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,697 (+2%) Land $2,453 Building $11,244 | $121,747 (-) Land $21,800 Building $99,947 | |
| 2025 | $1,257.00 Homeowner's exemption | $13,428 (+3%) Land $2,453 Building $10,975 | $121,747 (+5.06%) Land $21,800 Building $99,947 |
| 2024 | $1,257.00 (-4.05%) Homeowner's exemption | $13,037 (-3.74%) Land $2,453 Building $10,584 | $115,882 (-5.42%) Land $21,800 Building $94,082 |
| 2023 | $1,310.00 Homeowner's exemption | $13,543 Land $1,424 Building $12,119 | $122,528 Land $14,800 Building $107,728 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN PWA serves 3,300 people · EPA ID OK2001610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area | 1,000 / 750 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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