201 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 201 Harborview Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 2003
Lot Size0.152 acres (6,622 sqft)
Owner2 Individual Names on File
Tax Bill$2,404 (2024)
Deeds & MortgagesNov 2023 Second Mortgage
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN00481700-000000

Property Details

APN / Parcel Number

Primary APN00481700-000000
Alternative APNs
  • 27623800481700000000
  • 1590894

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,806 sqft Living Area
Gross Area2,086 sqft
1st Floor Area817 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialConcrete
Lot Area6,622 sqft (0.152 acres)
Garage TypeAttached
Garage Area280 sqft
PorchFlorida Room
Porch Area734 sqft
Patio Area1,806 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1590894
Street Address201 HARBORVIEW DR
CityTAVERNIER
StateFL
Zip33070-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU
Legal DescriptionTAVERNIER HARBOR PB2-36 KEY LARGO NELY 100 LOT 1 BLK 1 PARCEL A OR559-685 OR643-704 OR649-296C OR684-539 OR852-2433/34 OR1340-2220/21 OR1677-822 OR1714-552 OR2373-1493/95 OR3016-0211C
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER HARBOR
Legal Block1
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1023
Census Tract970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OAKTREE FUNDING CORP
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2020
Deed SaleMar 30, 2020
Prior SaleFeb 9, 1995 · Amount on File
Deed Document Number20202261813
Deed Book / Page3016 / 211
Prior Transfer DateMar 6, 2020
Prior Transfer Doc0030160211
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032521018
DateNov 30, 2023
Book Page3252/1018
Instrument2441656
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Address1298 W 7TH ST, UPLAND, CA 91786
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610
Transaction TypeMortgage
Record UpdatedSep 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610

Mortgage

Document Number0031911935
DateAug 29, 2022
Book Page3191/1935
Instrument2389547
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610
Document Number0030301254
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 HARBORVIEW DR TAVERNIER FL 330702610, TAVERNIER, FL 33070-2610

Mortgage

Document Number0030301254
DateJul 7, 2020
Book Page003030/001254
Instrument2272077
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 6, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 30, 2020
Property Address201 HARBORVIEW DR, TAVERNIER, FL 33070-2610
Document Number0030160211
Book / Page003016 / 000211
Instrument DateMar 6, 2020
Instrument2261813
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 HARBORVIEW DR TAVERNIER FL 330702610, TAVERNIER, FL 33070-2610

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$231,944 (+5.99%)$617,019 (+11.46%) Land $276,336 Building $340,683
2024$2,404.00 (+5.86%)
2023$2,271.00 (+2.34%) Homeowner's exemption$218,843 (+3%)$553,576 (+43.09%) Land $331,100 Building $222,476
2022$2,219.00 Homeowner's exemption$212,469$386,868 Land $166,510 Building $220,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 280 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies394 units insured
incl. 114 condo units
Nearby Flood Claims182 (1994–2023)
Claims Outside the SFHA2 of 182
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 86 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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