187 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 187 Harborview Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 1953
Lot Size0.126 acres (5,490 sqft)
OwnerIndividual Name on File
Last Sale$100 (Dec 1999)
Tax Bill$1,159 (2024)
Flood ZoneZone AE (high risk)
APN00482040-000000

Property Details

APN / Parcel Number

Primary APN00482040-000000
Alternative APNs
  • 27623800482040000000
  • 1591297

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialOther
Lot Area5,490 sqft (0.126 acres)
PorchOpen Porch
Porch Area108 sqft
Patio Area1,092 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1591297
Old Parcel Number27623800482040000000
Street Address187 HARBORVIEW DR
CityTAVERNIER
StateFL
Zip33070-2665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 NE'LY 65 FT OF LOT 26 TAVERNIER HARBOR PB2-36 KEY LARGO OR436-124 OR1069-1277 OR1132-412 OR1608-1379
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER HARBOR
Legal Block2
Legal Lot Number26
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1022
Census Tract970700

Owner

187 Harborview Dr is owned and occupied by an individual who bought it in December 1999.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address187 HARBORVIEW DR, TAVERNIER, FL 33070-2665
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 1999 · Amount on File
Deed SaleDec 14, 1999 · Amount on File
Deed Document Number0160801379
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,290$533,565 Land $239,017 Building $294,548
2024$1,159.00 (+11.23%)
2023$1,042.00 (+3.48%) Homeowner's exemption$110,666 (+3%)$550,882 (+40.93%) Land $306,432 Building $244,450
2022$1,007.00 Homeowner's exemption$107,443$390,891 Land $142,737 Building $248,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Harborview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 280 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies394 units insured
incl. 114 condo units
Nearby Flood Claims182 (1994–2023)
Claims Outside the SFHA2 of 182
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 86 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Harborview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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