191 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 191 Harborview Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,496 sqft · built 1950
Lot Size0.179 acres (7,800 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Nov 2021)
Tax Bill$4,321 (2024)
Deeds & MortgagesApr 2023 Mortgage
Nov 2021 Sale
Flood ZoneZone AE (high risk)
APN00482050-000000

Property Details

APN / Parcel Number

Primary APN00482050-000000
Alternative APNs
  • 27623800482050000000
  • 1591301

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,800 sqft (0.179 acres)

Exterior Amenities

PorchFlorida Room
Porch Area280 sqft
Deck Area230 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1591301
Street Address191 HARBORVIEW DR
CityTAVERNIER
StateFL
Zip33070-2673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-D
Legal DescriptionBK 2 SWLY 100 FT LOT 26 TAVERNIER HARBOR PB2-36 KEY LARGO OR372-658 OR674-737 OR674-738 OR920-1393 OR920-1394 OR940-1033 OR940-1034 OR1644-1264 OR1644-1267 OR1644-1268 OR1644-1271 OR1644-1273 OR1683-53 OR3143-1607 OR3139-961
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER HARBOR
Legal Block2
Legal Lot Number26
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1022
Census Tract970700

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10267 SW 22ND PL, DAVIE, FL 33324-7618
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Commercial Mortgage
YASMINE H EL MELEHY REVOCABLE TRUST
Nov 23, 2021Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2021 · Amount on Record
Deed SaleNov 23, 2021 · Amount on Record
Prior SaleJan 1, 1978
Deed Document Number20212349960
Deed Book / Page3139 / 961
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address191 HARBORVIEW DR, TAVERNIER, FL 33070-2673
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032221438
DateApr 26, 2023
Book Page3222/1438
Instrument2415576
Lender
NameYASMINE H EL MELEHY REVOCABLE TRUST
TypeNon-Lending Institution
AddressKEY LARGO, FL 33037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONROE FL
Recording DateNov 23, 2021
Property Address191 HARBORVIEW DR, TAVERNIER, FL 33070-2673
Document Number0031390961
Book / Page3139 / 961
Map ReferenceMB 2 PG 36
Instrument DateNov 23, 2021
Instrument2349960
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 DICKIE WAY, 149, TAVERNIER, FL 33070-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address10267 SW 22ND PL, DAVIE, FL 33324-7618

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$475,549 (-4.55%) Land $292,184 Building $183,365$475,549 (-4.55%) Land $292,184 Building $183,365
2024$4,321.00 (+1.1%)
2023$4,274.00 (+17.97%)$498,235 (+48%) Land $352,560 Building $145,675$498,235 (+48%) Land $352,560 Building $145,675
2022$3,623.00$336,649 Land $188,799 Building $147,850$336,649 Land $188,799 Building $147,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 280 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies394 units insured
incl. 114 condo units
Nearby Flood Claims182 (1994–2023)
Claims Outside the SFHA2 of 182
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 86 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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