201 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 201 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 1892
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,462 (Nov 2025)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Sep 2009 Line of Credit Feb 2009 Mortgage + 2 more
APN	`06-3.0-05-003-002-011.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-011.000`

Interior

Building Area	1,550 sqft Base Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75.4 ft wide

Location & Zoning

Street Address	201 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:1 BLK:37LGL DESC:L 1-2-&-3
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	37
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1043
Census Tract	300

Owner

Source: Buchanan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2009	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Feb 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Oct 6, 2008	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	20259368
Deed Book / Page	3813 / 288
Record Updated	Sep 20, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03169/0617
Date	Sep 11, 2009
Book Page	3169/0617
Instrument	2009011308

Lender

Name	MERCANTILE BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03126/0469
Date	Feb 17, 2009
Book Page	3126/0469
Instrument	2009001894

Lender

Name	MERCANTILE BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2024

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HALL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03104/0650
Date	Oct 6, 2008
Book Page	3104/0650
Instrument	2008012887

Lender

Name	MERCANTILE BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 29, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 7, 2025
Property Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Document Number	003813/288
Book / Page	3813 / 288
Instrument Date	Nov 6, 2025
Instrument	2025009368
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522

Mortgage

Document Number	2025009369
Date	Nov 7, 2025
Instrument	2025009369

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00	$16,330 (+5.9%) Land $1,820 Building $14,510	$85,960 (+5.91%) Land $9,600 Building $76,360
2024	$1,166.00 (+15.67%)
2023	$1,008.00 (-0.69%)	$15,420 (-) Land $1,820 Building $13,600	$81,160 (-) Land $9,600 Building $71,560
2022	$1,015.00	$15,420 Land $1,820 Building $13,600
2021			$81,160 Land $9,600 Building $71,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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