118 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 118 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1917
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$119,300 (Jan 2021)
Tax Bill	$729 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 1 more
APN	`06-3.0-05-003-002-078.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-078.000`

Interior

Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	118 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:8 BLK:30LGL DESC:L 8 & 9
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	30
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2021730
Deed Book / Page	3758 / 96
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433

Mortgage

Document Number	003796/377
Date	Apr 16, 2024
Book Page	3796/377
Instrument	2024002759

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Feb 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433

Mortgage

Document Number	003789/128
Date	Jul 27, 2023
Book Page	3789/128
Instrument	2023005662

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 22, 2021
Property Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433
Document Number	0003758/96
Book / Page	3758 / 96
Instrument Date	Jan 6, 2021
Instrument	2021000730
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2433

Mortgage

Document Number	2021000748
Date	Jan 22, 2021
Instrument	2021000748

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+0.14%)	$10,210 (+4.93%) Land $1,010 Building $9,200	$53,760 (+4.92%) Land $5,340 Building $48,420
2024	$728.00 (+14.65%)
2023	$635.00 (-0.78%)	$9,730 (-) Land $1,010 Building $8,720	$51,240 (-) Land $5,340 Building $45,900
2022	$640.00	$9,730 Land $1,010 Building $8,720
2021			$51,240 Land $5,340 Building $45,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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