207 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 207 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,046 sqft · built 1881
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$490 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2018 Sale
APN	`06-3.0-05-003-002-010.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-010.000`

Interior

Building Area	1,046 sqft Base Area
1st Floor Area	1,046 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	140 ft deep x 37.5 ft wide

Location & Zoning

Street Address	207 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:5 BLK:37LGL DESC:ALL L 4 W 1/2 L 5
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	37
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1043
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5405 LONG VIEW DR, SAINT JOSEPH, MO 64503-1891
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Dec 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024
Deed Sale	Aug 26, 2024
Prior Sale	Dec 21, 2018
Deed Document Number	20246635
Deed Book / Page	3800 / 206
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	207 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 CAMBRIDGE ST, SAINT JOSEPH, MO 64506-1115

Mortgage

Document Number	003775/867
Date	May 10, 2022
Book Page	3775/867
Instrument	2022004463

Lender

Name	COMMERCE BANK
Type	Bank
Address	SAINT JOSEPH, MO 64502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 21, 2018
Property Address	207 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2522
Document Number	003720/135
Book / Page	3720 / 135
Instrument Date	Dec 21, 2018
Instrument	2018011791
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 STONECREST, 39, SAINT JOSEPH, MO 64506-4015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 CAMBRIDGE ST, SAINT JOSEPH, MO 64506-1115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$490.00 (+0.2%)	$6,860 (+10.47%) Land $760 Building $6,100	$36,100 (+10.4%) Land $4,000 Building $32,100
2024	$489.00 (+20.44%)
2023	$406.00 (-0.73%)	$6,210 (-) Land $760 Building $5,450	$32,700 (-) Land $4,000 Building $28,700
2022	$409.00	$6,210 Land $760 Building $5,450
2021			$32,700 Land $4,000 Building $28,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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