Hillsdale County property record for 114 Chestnut St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 744 sqft |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $23,412 (Oct 2014) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-040-001-026 |
| Primary APN | 20-040-001-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| Gross Area | 1,302 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 66 ft deep x 66 ft wide |
| Garage Area | 187 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 CHESTNUT ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | S1/2 E1/2 LOT 7 PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 50400 |
114 Chestnut St is owned by a company that bought it in October 2014.
Source: Hillsdale County records, as of July 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2647 GATEWAY RD, 105137, CARLSBAD, CA 92009-1755 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2024 | Deed of Trust, Mortgage · Commercial Mortgage DUSK INVESTCO LLC |
| Feb 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MICHAEL ANDERSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2014 · Amount on File |
| Deed Sale | Oct 8, 2014 · Amount on File |
| Prior Sale | Aug 8, 2000 · Amount on File |
| Deed Book / Page | 1574 / 156 |
| Prior Transfer Date | Jan 1, 1986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 114 CHESTNUT ST, READING, MI 49274-9107 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01870/1038 |
|---|---|
| Date | May 8, 2024 |
| Book Page | 1870/1038 |
| Name | DUSK INVESTCO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SHERIDAN, WY 82801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 7, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 114 CHESTNUT ST, READING, MI 49274-9107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01715/0372 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 1715/0372 |
| Name | MICHAEL ANDERSON |
|---|---|
| Type | Private Party |
| Address | 402 LUPINE WAY, OCEANSIDE, CA 92057 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 20, 2024 |
The 2025 property tax bill for 114 Chestnut St was $1,391.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,700 | $83,400 Land $6,826 Building $76,574 | |
| 2025 | $1,391.00 | ||
| 2023 | $30,800 | $61,634 Land $6,038 Building $55,596 | |
| 2021 | $1,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 114 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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