St. Louis County property record for 110 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,614 sqft · built 1958 |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,500 (May 2018) |
| Tax Bill | $1,832 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00050 |
| Primary APN | 080-0010-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Gross Area |
| 1st Floor Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 10,497 sqft (0.241 acres) |
| Garage Area | 1,410 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 565 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1050329 |
|---|---|
| Street Address | 110 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 AND E 1/2 LOT 6 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 15402 |
Source: St. Louis County records · APN 080-0010-00050
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 692, TOWER, MN 55790-0692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 03, 2018 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2018 · Amount on Record |
| Deed Sale | May 03, 2018 · Amount on Record |
| Prior Sale | Sep 21, 2005 · Amount on Record |
| Deed Document Number | 20181332189 |
| Prior Transfer Date | May 01, 2018 |
| Prior Transfer Doc | 0001332188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 110 3RD ST N, TOWER, MN 55790-0010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001421603 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1421603 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 03, 2018 |
| Property Address | 110 3RD ST N, TOWER, MN 55790-0010 |
| Document Number | 00A1332189 |
| Instrument Date | May 02, 2018 |
| Instrument | A1332189 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | UNITED SHORE FINANCIAL SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.85 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 692 TOWER MN 557900692, TOWER, MN 55790-0692 |
| Document Number | A1332190 |
|---|---|
| Date | May 03, 2018 |
| Instrument | A1332190 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,832.00 (+6.39%) Homeowner's exemption | ||
| 2025 | $1,722.00 (-6.41%) Homeowner's exemption | $169,600 (+8.51%) Land $8,900 Building $160,700 | $169,600 (+8.51%) Land $8,900 Building $160,700 |
| 2024 | $1,840.00 | $156,300 (+32.12%) Land $8,900 Building $147,400 | $156,300 (+32.12%) Land $8,900 Building $147,400 |
| 2022 | $118,300 Land $8,100 Building $110,200 | $118,300 Land $8,100 Building $110,200 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 54% of the US · above 81% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 75 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tower serves 426 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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