20096 Champlain, Lake Forest, CA 92630 Property Records

Orange County property record for 20096 Champlain, Lake Forest, CA 92630 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage1,504 sqft Living Area
Lot Size3,850 sqft (0.088 acres)
OccupancyOwner Occupied
Last Sale$750,000 (2021)
Tax Bill$8,536.00 (2025)

Owner

Source: Orange County records · APN 610-251-03

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleSep 21, 2015 · Amount on Record
Deed Doc Number2021000192514
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048

Mortgage

Document Number0000056113
DateMar 14, 2024
Instrument2024000056113
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 01, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
Transaction TypeMortgage
Record UpdatedMay 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048

Mortgage

Document Number0000092864
DateApr 24, 2023
Instrument2023000092864
Lender
NameCOMERICA BANK
TypeBank
AddressLAKE FOREST, CA 92630
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048

Mortgage

Document Number0000420047
DateDec 29, 2022
Instrument2022000420047
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048

Mortgage

Document Number0000281107
DateAug 17, 2022
Instrument2022000281107
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMar 19, 2021
Property Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048
Document Number0000192514
Map ReferenceMB 557 PG 47-50
Instrument DateFeb 19, 2021
Instrument2021000192514
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyPartially Calculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address20096 CHAMPLAIN, LAKE FOREST, CA 92630-7048

Mortgage

Document Number0000192515
DateMar 19, 2021
Instrument2021000192515
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,536.00 (+4.29%)$811,824 (+4.04%) Land $652,478 Building $159,346
2023$8,185.00 (+1.82%)$780,300 Land $627,141 Building $153,159
2022$8,039.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN610-251-03

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,504 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1986
Lot Area3,850 sqft (0.088 acres)
Parking Spaces2 Parking Spaces
Garage Area445 sqft Garage

Location & Zoning

Street Address20096 CHAMPLAIN
CityLAKE FOREST
StateCA
Zip92630-7048
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 12304 BLK LOT 12
Legal Subdivision12304
Legal Tract12304
Legal Lot Number12
JurisdictionORANGE CA
Minor Civil DivisionIRVINE-LAKE FOREST
Census Blockgroup1
Census Block1000
Census Tract52425

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