2009 Shady Ln, Monroe, NC 28110 Property Records

Union County property record for 2009 Shady Ln, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,260 sqft · built 1998
Lot Size0.507 acres (22,085 sqft)
Owner2 Individual Names on Record
Last Sale$181,500 (Jul 2003)
Tax Bill$4,111 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-339-108

Property Details

APN / Parcel Number

Primary APN09-339-108

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,260 sqft Living Area
Gross Area2,740 sqft
1st Floor Area950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,085 sqft (0.507 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2009 SHADY LN
CityMONROE
StateNC
Zip28110-7970
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description#75 HELMS PARK PB05 PG77
Legal SubdivisionHELMS PARK
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1006
Census Tract20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2009 SHADY LN, MONROE, NC 28110-7970
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2003 · Amount on Record
Deed SaleJul 1, 2003 · Amount on Record
Deed Document Number200330790
Deed Book / Page3121 / 244
Prior Transfer DateDec 12, 1997
Prior Transfer Doc0000030930
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2009 SHADY LN, MONROE, NC 28110-7970
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008606861
DateNov 14, 2022
Book Page8606/861
Instrument37993
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHARLOTTE, NC 28211
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,300 (-) Land $54,300 Building $416,000$470,300 (-) Land $54,300 Building $416,000
2025$4,111.00 (+32.06%)$470,300 (+64.73%) Land $54,300 Building $416,000$470,300 (+64.73%) Land $54,300 Building $416,000
2023$3,113.00$285,500 Land $32,500 Building $253,000$285,500 Land $32,500 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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