Union County property record for 2010 Shady Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,539 sqft · built 1963 |
| Lot Size | 0.753 acres (32,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Aug 2024) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-339-141 |
| Primary APN | 09-339-141 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,801 sqft (0.753 acres) |
| Garage Type | Detached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2010 SHADY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #14 & P/15 HELMS PARK PB5 PG77 |
| Legal Subdivision | HELMS PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20405 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2010 SHADY LN, MONROE, NC 28110-7970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU |
| Mar 26, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Prior Sale | May 10, 2023 · Amount on Record |
| Deed Document Number | 202420251 |
| Deed Book / Page | 8964 / 750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 10, 2023 |
| Property Address | 2010 SHADY LN, MONROE, NC 28110-7970 |
| Document Number | 0000870574 |
| Book / Page | 8705 / 74 |
| Instrument Date | Apr 29, 2023 |
| Instrument | 10912 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9713 CONCORD HWY, INDIAN TRAIL, NC 28079-8780 |
| Name | Verified Name |
|---|---|
| Address | 2010 SHADY LN, MONROE, NC 28110-7970 |
| Document Number | 0000010913 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 10913 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jun 1, 2038 |
| Change Frequency | 10 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 10.1% |
| Index | 10-Year TN |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 26, 2021 |
| Property Address | 2010 SHADY LN, MONROE, NC 28110-7970 |
| Document Number | 0008040877 |
| Book / Page | 8040 / 877 |
| Map Reference | CAB P FILE 555-557 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 14220 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $946.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, 2627, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014221 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 14221 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,500 (-) Land $56,800 Building $260,700 | $317,500 (-) Land $56,800 Building $260,700 | |
| 2025 | $2,775.00 (+35.3%) | $317,500 (+68.79%) Land $56,800 Building $260,700 | $317,500 (+68.79%) Land $56,800 Building $260,700 |
| 2023 | $2,051.00 | $188,100 (-) Land $34,400 Building $153,700 | $188,100 (-) Land $34,400 Building $153,700 |
| 2022 | $2,051.00 | $188,100 Land $34,400 Building $153,700 | $188,100 Land $34,400 Building $153,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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