2003 Shady Ln, Monroe, NC 28110 Property Records

Union County property record for 2003 Shady Ln, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,574 sqft · built 1995
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Nov 2018)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-339-107`

Property Details

APN / Parcel Number

Primary APN	`09-339-107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,996 sqft (0.482 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2003 SHADY LN
City	MONROE
State	NC
Zip	28110-7970
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#73 HELMS PARK PB5 PG77
Legal Subdivision	HELMS PARK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20405

Owner

Source: Union County records · APN 09-339-107

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2003 SHADY LN, MONROE, NC 28110-7970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 21, 2018	Warranty Deed, Transfer · ARM FOUNDERS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Apr 15, 1998 · Amount on Record
Deed Document Number	201832390
Deed Book / Page	7272 / 271
Last Transfer Date	Jan 08, 2021
Transfer Doc	7952715
Record Updated	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 13, 2021
Property Address	2003 SHADY LN, MONROE, NC 28110-7970
Document Number	0007952715
Book / Page	7952 / 715
Map Reference	MB 5 PG 77
Instrument Date	Jan 08, 2021
Instrument	1710
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SHADY LN, MONROE, NC 28110-7970

Mortgage

Document Number	0000001711
Date	Jan 13, 2021
Instrument	1711

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 21, 2018
Property Address	2003 SHADY LN, MONROE, NC 28110-7970
Document Number	0007272271
Book / Page	7272 / 271
Map Reference	MB 5 PG 77
Instrument Date	Nov 20, 2018
Instrument	0032390
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SHADY LN, MONROE, NC 28110-7970

Mortgage

Document Number	0000032391
Date	Nov 21, 2018
Instrument	0032391

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 05, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (+28.19%)	$384,000 (+59.93%) Land $54,000 Building $330,000	$384,000 (+59.93%) Land $54,000 Building $330,000
2023	$2,618.00	$240,100 Land $32,300 Building $207,800	$240,100 Land $32,300 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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