2009 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2009 E 7th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,254 sqft · built 1969
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on Record
Tax Bill	$189 (2023)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16009-000-000`

Property Details

APN / Parcel Number

Primary APN	`16009-000-000`
Alternative APN	`5090500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2009 E 7TH CT
City	PANAMA CITY
State	FL
Zip	32401-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC04
Legal Description	3 4S 14W-193.1-105A3 BEG 537 N & 283 W OF SE COR OF SW1/4 TH S 130 W 81 N 130 E81 TO POB ORB 277 P 181 AKA LOTSKWN AS LOTS 13 & 14 ORB 178 P 487 ORB 4203 P 569
Legal Range	14W
Legal Township	04S
Legal Section	03
Legal Lot Number	13
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2035
Census Tract	1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2009 E 7TH CT, PANAMA CITY, FL 32401-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 12, 2019
Transfer Doc	0042030569
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 19, 2019
Property Address	2009 E 7TH CT, PANAMA CITY, FL 32401-4615
Document Number	0042030569
Book / Page	004203 / 000569
Instrument Date	Dec 12, 2019
Instrument	107289
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1827 N POWERS DR HIAWASSEE FL 328185359, HIAWASSEE, FL 32818-5359

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$50,211 (+7.08%)	$73,911 (+11.74%) Land $22,272 Building $51,639
2023	$189.00 (-32.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$46,889 (+3%)	$66,143 (+11.52%) Land $17,280 Building $48,863
2022	$280.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$45,523	$59,309 Land $14,668 Building $44,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20